How much money buys your happiness?

Though I preach endlessly about the merits of happiness and how independent those merits are from money alone, I do believe that money CAN buy a certain level of happiness – or what I like to call your “happiness number”.  How much money do you think it takes to truly buy happiness before we hit the point of diminishing returns?  Can this actually get measured?

According to several research studies, it can, and it ain’t that much.

Is it $75,000?

Continue reading “How much money buys your happiness?”

Planning our retirement by the numbers

If you have been a reader of Think Save Retire for any amount of time, you probably have a general idea of our plans for the future. Save, buy townhome in Sedona, pay off townhome in Sedona, move to Sedona, eventually buy our home in Sedona and rent out townhome to cover home costs. Live happily ever after.

Throw in figuring out side income streams, traveling across the US in an RV and other assorted randomness and you’ve just about got it. However, through all this online talk, there is something that has been missing – the numbers!

Okay, this might get a little messy.  But you’ll love it, I promise! Continue reading “Planning our retirement by the numbers”

The Friday Feast ~ the 24th of April

I love learning. Always have. So when I find a blog or writer that interests me I devour everything I can find. Every day I move countless amazing articles from an array of  frugal, simple living, FI-minded writers into my Amazing Reads folder to be read at my leisure. These articles inspire me and the Mr. to think about things in different ways, to keep open minds and to constantly keep learning so we can be the best possible us.

In this episode of Friday Feast: the Frugalwoods, Frugaling, Wealthy Winters, First Quarter Finance, Fervant Finance, White Collar Freedom, Save Spend Splurge, So Over This, Retire by 40, and the Mad Fientist .

readingHere are my picks for this week’s Feast. I hope they inspire you to set financial goals and take control over your heart, mind and – yes, your pocketbook.  There is a fire lit within each and every one of us, and the sooner we find that flame, the quicker we can use it for the energy we need to master our own happiness. Continue reading “The Friday Feast ~ the 24th of April”

Jason Fieber’s “The Dividend Mantra Way” book review

Like the “good guy” in an exciting movie, Jason’s the kind of guy that you root for to win.  While I do not know Jason personally, I am an avid reader of his blog, Mr. Free At 33, and had the opportunity to read his new book, “The Dividend Mantra Way: Achieving Financial Independence By Living Below Your Means And Investing In Dividend Growth Stocks“.  Simply put, you will learn a hell of a lot in this book even if you think that you already have your investments nailed down.

The Dividend Mantra Way book reviewLike Jason, I am proud to say that I am on track towards financial independence and early retirement.  While I invest heavily in the stock market and do own a wide variety of dividend stocks, I still learned a good deal from this book.  It is always refreshing to hear an experienced investor talk about the very investment strategy that you’re using.  Never stop learning.

That is what this book is all about: learning.  In this book, Jason Fieber teaches how dividend investing works and how easy it can be to put your money to work for you.  This is a book that truly does teach you how to make dividend investing successful and worth while for you. Continue reading “Jason Fieber’s “The Dividend Mantra Way” book review”

Want to retire young? Believe it or not, you already know how it is done

Let’s face it – the large majority of Americans know how to retire young.  Most of us know that to retire significantly before our 60s, we must save our money rather than spend it.  Ultimately, it is the accumulation of wealth that enables us to quit our jobs and live out the rest of our lives in jobless bliss.  Truthfully, this isn’t rocket science.

Many-a-finance article, especially through our mainstream media, publish seemingly helpful tips and techniques to help you retire before you hit 60.  Things like savings and investing in the stock market, utilizing your company’s 401k plans, generally not spending on shit that nobody really needs.  Same stuff, different day…over and over again.  Almost never anything new. Continue reading “Want to retire young? Believe it or not, you already know how it is done”

The Friday Feast ~ The 17th of April

I love learning. Always have. So when I find a blog or writer that interests me I devour everything I can find. Every day I move countless amazing articles from an array of  frugal, simple living, FI-minded writers into my Amazing Reads folder to be read at my leisure. These articles inspire me and the Mr. to think about things in different ways, to keep open minds and to constantly keep learning so we can be the best possible us.

In this episode of Friday Feast: Money Bulldog, A Wealth of Common Sense, DINKS Finance, Go Curry Cracker, Dividend Mantra, the Frugalwoods, Enemy of Debt, Almost Fearless, and Reaching our Balance.

readingHere are my picks for this week’s Feast. I hope they inspire you to set financial goals and take control over your heart, mind and – yes, your pocketbook.  There is a fire lit within each and every one of us, and the sooner we find that flame, the quicker we can use it for the energy we need to master our own happiness. Continue reading “The Friday Feast ~ The 17th of April”

10 Things You Can Do Today (or any workday) to Save Money Now!

If you are anything like me, you are constantly on the lookout for ways to save money that will make a difference, but also aren’t hard. Now that we’ve whittled our budget categories down to where we think they should be (at least until our next budget checkpoint in a few months), I’ve been looking for little things that can help our savings grow.

My goal is to spend nothing, 0, zipola on weekdays when I’m stressed and more likely to buy things I shouldn’t. We do our shopping deliberately on weekends with lists to prevent bad spending (intermittent spending, anyone?).

Here is a list of things I came up with that you can try to save money on any typical workday. Can you think of any others? Continue reading “10 Things You Can Do Today (or any workday) to Save Money Now!”

Lookie there! Spend money on experiences, not things!

Over the last couple of years, my wife and I have transitioned over to a philosophy of spending money on experiences rather than stuff – like trips to Sedona, Disney World, Glacier National Park for my birthday this coming July…even a pumpkin patch last October to get us into the mood for Halloween.

Our Hawaiian honeymoon
Our Hawaiian honeymoon

We simply enjoy experiences a lot more than stuff.  To both my wife and I, the excitement of buying more stuff just wears off much too quickly, which generally leaves yet another object that once brought a smile to my face in the back of a closet, or a car that has just become any ol’ car rather than (cue exciting sound effect) “a Cadillac”. Continue reading “Lookie there! Spend money on experiences, not things!”