{"componentChunkName":"component---src-templates-post-tsx","path":"/insurance-policies-to-review-before-you-retire/","result":{"data":{"ghostPost":{"id":"Ghost__Post__6a5e4c408478e50001eb0e60","title":"Insurance Policies to Review Before You Retire","slug":"insurance-policies-to-review-before-you-retire","featured":false,"feature_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2026/07/AdobeStock_442356075.jpeg","excerpt":"Review key insurance policies before retirement, including health, life, long-term care, home, auto, disability, and umbrella coverage.","custom_excerpt":"Review key insurance policies before retirement, including health, life, long-term care, home, auto, disability, and umbrella coverage.","created_at_pretty":"20 July, 2026","published_at_pretty":"18 July, 2026","updated_at_pretty":"20 July, 2026","created_at":"2026-07-20T16:26:40.000+00:00","published_at":"2026-07-18T16:26:00.000+00:00","updated_at":"2026-07-20T16:29:37.000+00:00","meta_title":"Insurance Policies to Review Before You Retire","meta_description":"Review key insurance policies before retirement, including health, life, long-term care, home, auto, disability, and umbrella coverage.","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Alexandra Harper","slug":"alexandra","bio":null,"profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2025/01/AdobeStock_186401109.jpeg","twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Alexandra Harper","slug":"alexandra","bio":null,"profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2025/01/AdobeStock_186401109.jpeg","twitter":null,"facebook":null,"website":null},"primary_tag":null,"tags":[],"plaintext":"Disclaimer: This article is for general informational purposes only and does not\nconstitute financial, insurance, legal, tax, or retirement planning advice.\n\nRetirement changes how insurance fits into your financial life. A policy that\nmade sense while you were working, raising kids, paying a mortgage, or building\nsavings may not serve the same purpose once your income and priorities change.\n\nBefore you retire, take time to review each policy with fresh eyes. The goal\nisn’t always to cut coverage. Sometimes it’s to lower unnecessary costs, fill\ngaps, update beneficiaries, or stop paying for protection you no longer need. A\nsimple review now can help you head into retirement with fewer surprises and a\nclearer plan.\n\n1. Health Insurance\nHealth insurance deserves serious attention before retirement because it can\nbecome one of your largest fixed expenses once employer coverage ends. If you\nretire before you’re eligible for Medicare, those gap years can be especially\ncostly. COBRA, marketplace plans, a spouse’s employer plan, private coverage,\nand health savings account funds can all change your budget.\n\nLook beyond the monthly premium. Deductibles, prescriptions, out-of-pocket\nlimits, provider networks, and access to your preferred doctors matter just as\nmuch. A cheaper plan can become expensive quickly if it leaves you paying more\nwhen you actually need care.\n\nHealth coverage can also affect how much cash you need outside your long-term\ninvestments. A realistic view of average retirement savings by age\n[https://thinksaveretire.com/average-retirement-savings-by-age/] can make it\neasier to weigh those insurance decisions against the rest of your retirement\nplan.\n\n2. Life Insurance\nLife insurance is easy to set up and forget, but retirement is a good time to\nask whether the original reason for buying it still applies. Many people buy\ncoverage to protect young children, replace income, cover a mortgage, or support\na spouse during their working years.\n\nThose needs can change over time. Your children may be financially independent,\nyour mortgage may be smaller or paid off, and your retirement savings may now\ncarry more of the load. That doesn’t mean you should automatically cancel a\npolicy, especially if someone still depends on the benefit or the policy plays a\nrole in estate planning.\n\nBefore letting coverage lapse, compare your options carefully. Depending on the\npolicy type, premiums, cash value, health status, and financial goals, reducing\ncoverage, using available cash value, choosing to sell your life insurance\npolicy [https://www.citizenslifegroup.com/sell-my-life-insurance-policy/], or\nsurrendering the policy may each be worth considering.\n\n3. Long-Term Care Insurance\nLong-term care is one of the trickiest retirement expenses to plan for because\nit falls somewhere between healthcare and everyday living support. Health\ninsurance may help with medical treatment, but it usually won’t cover ongoing\nhelp with bathing, dressing, eating, or living safely at home.\n\nThe cost of long-term care\n[https://www.nia.nih.gov/health/long-term-care/paying-long-term-care] can vary\nbased on where you live, the kind of support you need, and how long you need it.\nThat makes early planning far better than trying to figure it out during a\ncrisis.\n\nLong-term care insurance can help protect your savings, but it isn’t right for\neveryone. Premiums, benefit periods, inflation protection, elimination periods,\nand shared-care options can vary widely. Before retirement, compare what a\npolicy would actually cover with what you could realistically pay from savings,\nincome, or family support.\n\n4. Disability Insurance\nDisability insurance can be easy to overlook as retirement gets closer,\nespecially if you’re already planning to leave full-time work. Still, it’s worth\nreviewing before you cancel it or assume you no longer need it. A disability\nduring your final working years could affect your income, savings rate,\nhealthcare costs, and retirement timeline.\n\nIf you have coverage through an employer, find out what happens when you retire,\nswitch to part-time work, or leave your job before your planned retirement date.\nGroup disability coverage usually ends when employment ends, while individual\npolicies may have their own age limits, benefit periods, and premium\nrequirements.\n\nAs retirement gets closer, the question becomes whether the policy still\nprotects the income you rely on. If your paycheck is still helping you fund\nretirement contributions, pay off debt, or cover everyday expenses, the coverage\nmay still have value. If your investments and retirement income can already\nsupport you, the policy may be less important.\n\n5. Homeowners or Renters Insurance\nYour home can play an even bigger role in retirement. It may be your largest\nasset, your biggest ongoing expense, or the place where you plan to spend much\nof your retirement. That makes homeowners or renters insurance worth reviewing\nbefore your income becomes more fixed.\n\nStart with the basics: coverage limits, deductibles, personal property\nprotection, liability coverage, and exclusions. If you’ve renovated, bought\nvaluable belongings, added security features, or moved to an area with different\nweather risks, your old policy may no longer match your life.\n\nRetirement can also change how you use your home. You might spend more time\nthere, rent out part of it, travel for longer stretches, or downsize into a\nsmaller place. Each change can affect the coverage you need, so it’s better to\nadjust the policy before a claim exposes the gap.\n\n6. Auto Insurance\nAuto insurance is worth revisiting before retirement because your driving habits\nmay change quickly. A daily commute might disappear, your mileage may drop, or\none vehicle may sit unused most of the week. Those changes can affect the\ncoverage and discounts that make sense.\n\nAsk your insurer how lower annual mileage, defensive driving courses, safe\ndriving records, bundled policies, or paid-off vehicles could affect your\npremium. If you keep more than one car, compare the cost of insuring both\nvehicles with how often you actually use them.\n\nBe careful about cutting coverage too aggressively. A higher deductible can\nlower your premium, but it should still be an amount you could comfortably pay\nafter an accident. The goal is to match your policy to your retirement lifestyle\nwithout leaving yourself exposed to a bill that could disrupt your budget.\n\n7. Umbrella Insurance\nUmbrella insurance can be useful in retirement because it provides additional\nliability protection beyond the limits of your home, auto, or renters policy.\nIt’s easy to overlook, but one major claim can put savings, investments, and\nfuture income at risk.\n\nThis coverage may be worth reviewing if you own property, have significant\nretirement savings, rent out a home, employ household help, host guests often,\nor have a teen or young adult driver on your policy. The more assets you have to\nprotect, the more important liability coverage can become.\n\nBefore retirement, compare your current liability limits with your net worth and\nlifestyle risks. Umbrella policies are often relatively inexpensive compared\nwith the protection they provide, but the right amount depends on your assets,\nexisting policies, and comfort with risk.\n\nA Cleaner Insurance Plan for Retirement\nInsurance can feel like a background expense until your life changes. Retirement\nis one of those moments. Your income, schedule, home life, healthcare needs, and\nfinancial priorities may all look different from when you first bought your\npolicies.\n\nReviewing coverage doesn’t mean canceling everything or chasing the cheapest\npremium. It means making sure each policy still has a clear job. Keep the\ncoverage that protects your retirement, adjust the policies that no longer fit,\nand remove costs that don’t support the life you’re building next.","html":"<p><em><strong>Disclaimer: </strong>This article is for general informational purposes only and does not constitute financial, insurance, legal, tax, or retirement planning advice.</em></p><p>Retirement changes how insurance fits into your financial life. A policy that made sense while you were working, raising kids, paying a mortgage, or building savings may not serve the same purpose once your income and priorities change.</p><p>Before you retire, take time to review each policy with fresh eyes. The goal isn’t always to cut coverage. Sometimes it’s to lower unnecessary costs, fill gaps, update beneficiaries, or stop paying for protection you no longer need. A simple review now can help you head into retirement with fewer surprises and a clearer plan.</p><h2 id=\"1-health-insurance\">1. Health Insurance</h2><p>Health insurance deserves serious attention before retirement because it can become one of your largest fixed expenses once employer coverage ends. If you retire before you’re eligible for Medicare, those gap years can be especially costly. COBRA, marketplace plans, a spouse’s employer plan, private coverage, and health savings account funds can all change your budget.</p><p>Look beyond the monthly premium. Deductibles, prescriptions, out-of-pocket limits, provider networks, and access to your preferred doctors matter just as much. A cheaper plan can become expensive quickly if it leaves you paying more when you actually need care.</p><p>Health coverage can also affect how much cash you need outside your long-term investments. A realistic view of <a href=\"https://thinksaveretire.com/average-retirement-savings-by-age/\">average retirement savings by age</a> can make it easier to weigh those insurance decisions against the rest of your retirement plan.</p><h2 id=\"2-life-insurance\">2. Life Insurance</h2><p>Life insurance is easy to set up and forget, but retirement is a good time to ask whether the original reason for buying it still applies. Many people buy coverage to protect young children, replace income, cover a mortgage, or support a spouse during their working years.</p><p>Those needs can change over time. Your children may be financially independent, your mortgage may be smaller or paid off, and your retirement savings may now carry more of the load. That doesn’t mean you should automatically cancel a policy, especially if someone still depends on the benefit or the policy plays a role in estate planning.</p><p>Before letting coverage lapse, compare your options carefully. Depending on the policy type, premiums, cash value, health status, and financial goals, reducing coverage, using available cash value, choosing to <a href=\"https://www.citizenslifegroup.com/sell-my-life-insurance-policy/\">sell your life insurance policy</a>, or surrendering the policy may each be worth considering.</p><h2 id=\"3-long-term-care-insurance\">3. Long-Term Care Insurance</h2><p>Long-term care is one of the trickiest retirement expenses to plan for because it falls somewhere between healthcare and everyday living support. Health insurance may help with medical treatment, but it usually won’t cover ongoing help with bathing, dressing, eating, or living safely at home.</p><p>The <a href=\"https://www.nia.nih.gov/health/long-term-care/paying-long-term-care\">cost of long-term care</a> can vary based on where you live, the kind of support you need, and how long you need it. That makes early planning far better than trying to figure it out during a crisis.</p><p>Long-term care insurance can help protect your savings, but it isn’t right for everyone. Premiums, benefit periods, inflation protection, elimination periods, and shared-care options can vary widely. Before retirement, compare what a policy would actually cover with what you could realistically pay from savings, income, or family support.</p><h2 id=\"4-disability-insurance\">4. Disability Insurance</h2><p>Disability insurance can be easy to overlook as retirement gets closer, especially if you’re already planning to leave full-time work. Still, it’s worth reviewing before you cancel it or assume you no longer need it. A disability during your final working years could affect your income, savings rate, healthcare costs, and retirement timeline.</p><p>If you have coverage through an employer, find out what happens when you retire, switch to part-time work, or leave your job before your planned retirement date. Group disability coverage usually ends when employment ends, while individual policies may have their own age limits, benefit periods, and premium requirements.</p><p>As retirement gets closer, the question becomes whether the policy still protects the income you rely on. If your paycheck is still helping you fund retirement contributions, pay off debt, or cover everyday expenses, the coverage may still have value. If your investments and retirement income can already support you, the policy may be less important.</p><h2 id=\"5-homeowners-or-renters-insurance\">5. Homeowners or Renters Insurance</h2><p>Your home can play an even bigger role in retirement. It may be your largest asset, your biggest ongoing expense, or the place where you plan to spend much of your retirement. That makes homeowners or renters insurance worth reviewing before your income becomes more fixed.</p><p>Start with the basics: coverage limits, deductibles, personal property protection, liability coverage, and exclusions. If you’ve renovated, bought valuable belongings, added security features, or moved to an area with different weather risks, your old policy may no longer match your life.</p><p>Retirement can also change how you use your home. You might spend more time there, rent out part of it, travel for longer stretches, or downsize into a smaller place. Each change can affect the coverage you need, so it’s better to adjust the policy before a claim exposes the gap.</p><h2 id=\"6-auto-insurance\">6. Auto Insurance</h2><p>Auto insurance is worth revisiting before retirement because your driving habits may change quickly. A daily commute might disappear, your mileage may drop, or one vehicle may sit unused most of the week. Those changes can affect the coverage and discounts that make sense.</p><p>Ask your insurer how lower annual mileage, defensive driving courses, safe driving records, bundled policies, or paid-off vehicles could affect your premium. If you keep more than one car, compare the cost of insuring both vehicles with how often you actually use them.</p><p>Be careful about cutting coverage too aggressively. A higher deductible can lower your premium, but it should still be an amount you could comfortably pay after an accident. The goal is to match your policy to your retirement lifestyle without leaving yourself exposed to a bill that could disrupt your budget.</p><h2 id=\"7-umbrella-insurance\">7. Umbrella Insurance</h2><p>Umbrella insurance can be useful in retirement because it provides additional liability protection beyond the limits of your home, auto, or renters policy. It’s easy to overlook, but one major claim can put savings, investments, and future income at risk.</p><p>This coverage may be worth reviewing if you own property, have significant retirement savings, rent out a home, employ household help, host guests often, or have a teen or young adult driver on your policy. The more assets you have to protect, the more important liability coverage can become.</p><p>Before retirement, compare your current liability limits with your net worth and lifestyle risks. Umbrella policies are often relatively inexpensive compared with the protection they provide, but the right amount depends on your assets, existing policies, and comfort with risk.</p><h2 id=\"a-cleaner-insurance-plan-for-retirement\">A Cleaner Insurance Plan for Retirement</h2><p>Insurance can feel like a background expense until your life changes. Retirement is one of those moments. Your income, schedule, home life, healthcare needs, and financial priorities may all look different from when you first bought your policies.</p><p>Reviewing coverage doesn’t mean canceling everything or chasing the cheapest premium. It means making sure each policy still has a clear job. Keep the coverage that protects your retirement, adjust the policies that no longer fit, and remove costs that don’t support the life you’re building next.</p>","url":"https://admin.thinksaveretire.com/insurance-policies-to-review-before-you-retire/","uuid":"d3badd4a-ae40-4fe3-a695-b77b236947be","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"6a5e4c408478e50001eb0e60"},"allGhostAuthor":{"edges":[{"node":{"name":"Vanessa Zimin","slug":"vanessa","bio":"Vanessa Zimin writes about practical ways to earn more, build credit, and grow income outside a 9-to-5. She specializes in side hustles backed by real platform data.","profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2025/01/Headshot-Photo.jpg","postCount":86}},{"node":{"name":"Tim Yelchaninov","slug":"tim","bio":"CEO at True Finance, Husband, and Father to three beautiful daughters. 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She also runs the site <a href=\"http://www.bitwiseetextiles.com/\" target=\"_blank\" rel=\"noopener\">Bitwise E-Textiles</a>.","slug":"fay"}},{"node":{"bio":"","slug":"chris"}},{"node":{"bio":"G. Brian Davis is a real estate investor and co-founder of SparkRental.com, which provides education and <a href=\"https://sparkrental.com/free-landlord-resources/\" target=\"_blank\" rel=\"noopener\">free tools for landlords</a> and rental investors. Their services include automated rent collection (with an option to deduct rent from the tenant’s paycheck), lease agreements, tenant screening and more. If you’re interested in getting started with rental properties, start with their <a href=\"https://snaplandlord.com/\" target=\"_blank\" rel=\"noopener\">free mini-course on buying small multifamily rental properties</a>.","slug":"g"}},{"node":{"bio":"","slug":"boisy"}},{"node":{"bio":"","slug":"lily"}},{"node":{"bio":"<strong>Kristin Hanes</strong> is a journalist and writer who lives on a sailboat in San Francisco. Her blog, <i><a href=\"http://www.thewaywardhome.com/\" target=\"_blank\" rel=\"noopener\">The Wayward Home</a>,</i> explores van life, RVing, tiny homes and sailboat living. 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When he is not writing about personal finance Michael can be found enjoying a</em> <a href=\"https://yourmoneygeek.com/best-sci-fi-books/\" target=\"_blank\" rel=\"noopener\"><em>sci-fi book</em></a><em>.</em>","slug":"michael-your-money-geek"}},{"node":{"bio":"","slug":"marc"}},{"node":{"bio":"","slug":"cody"}},{"node":{"bio":"<em>Cindy quit her 9-5 job to start living life on her own terms. 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I am taking you on my journey to be Financially Independent by 35, let’s do it!</em>","slug":"m"}},{"node":{"bio":"","slug":"whitney"}},{"node":{"bio":"","slug":"michael-perrone"}},{"node":{"bio":"","slug":"fred"}},{"node":{"bio":"Penny is an educator in her early thirties who lives in the ‘burbs of a big Midwestern city with my husband and baby and writes on her blog at <a href=\"https://shepicksuppennies.com/\" target=\"_blank\" rel=\"noopener\">She Picks Up Pennies</a>. In three years, they paid down over $85,000 worth of debt on two teachers’ salaries, thanks to some serious savings and extra side hustling.","slug":"penny"}},{"node":{"bio":"","slug":"danielle"}},{"node":{"bio":"","slug":"nathan"}},{"node":{"bio":"<i><span style=\"font-weight: 400\">Cameron Huddleston is an award-winning financial journalist with more than 17 years of experience writing about personal finance. She also is the author of </span></i><a href=\"https://cameronhuddleston.com/mom-and-dad-we-need-to-talk/\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400\">Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances</span></i></a><span style=\"font-weight: 400\">. </span>","slug":"cameron"}},{"node":{"bio":"","slug":"robin"}},{"node":{"bio":"<i><span style=\"font-weight: 400\">Julie, or “J”, is a 30-year-old tech professional who lives in Seattle, WA with her husband and dog. She loves anything outdoors, side hustling, and talking to interesting people on the path to financial independence on her podcast, <a href=\"https://firedrillpodcast.com/\" target=\"_blank\" rel=\"noopener\">Fire Drill</a>. She is the creator of the Side Course where she teaches people how to build passive income streams with Etsy printables, blogging, and freelancing.</span></i>","slug":"julie"}},{"node":{"bio":"Dr. Jeff uses his personal six-figure debt experience he had to inspire other doctor and high-income professionals. He focuses on debt-free living and financial freedom at <a href=\"https://www.debtfreedr.com/\" target=\"_blank\" rel=\"noopener\">Debt Free Dr</a>.","slug":"jeff"}},{"node":{"bio":"Mr. The Poor Swiss is the main author behind thepoorswiss.com. In 2017, he realized that he was spending more and more every year, falling into the trap of lifestyle inflation. He decided to cut on his expenses and increase his income. This blog is relating <a href=\"https://thepoorswiss.com/about/\" target=\"_blank\" rel=\"noopener\">his story and findings</a>. In 2018, he saved more than 40% of his income. He made it a goal to reach Financial Independence. You can <a href=\"https://thepoorswiss.com/contact/\" target=\"_blank\" rel=\"noopener\">send Mr. The Poor Swiss a message here</a>.","slug":"poor"}},{"node":{"bio":"","slug":"patricia"}},{"node":{"bio":"Molly Barnes is a full-time digital nomad, exploring and working remotely in different cities in the US. She and her boyfriend Jacob created the website <a href=\"http://digitalnomadlife.org/\" target=\"_blank\" rel=\"noopener\">Digital Nomad Life</a> to share their journey and help others to pursue a nomadic lifestyle.","slug":"molly"}},{"node":{"bio":"John and his wife run <a href=\"https://www.howtofire.com\" target=\"_blank\" rel=\"noopener\">How To FIRE</a> where they work to educate others, provide valuable resources and share our own journey towards FIRE. Their mission is to pursue passions outside of a 9-to-5 and without a worry about money!","slug":"john"}},{"node":{"bio":"Peter writes about achieving financial independence through career-hacking, online side-hustles, and super-saving. In the last 2 years using these techniques, the <a href=\"https://countingeverydollar.com/about/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https://www.google.com/url?q=https://countingeverydollar.com/about/&amp;source=gmail&amp;ust=1564139744383000&amp;usg=AFQjCNFWN8-n7PEM8pff_6Oa8c9RS1lk6g\">Counting Every Dollar family</a> has doubled their income, increased net worth by over $200,000 and reached an 85% savings rate!","slug":"peter"}},{"node":{"bio":"<span id=\"docs-internal-guid-460dc410-7fff-ba14-2737-e17aad8b7733\"><span style=\"font-size: 11pt;font-family: Arial;vertical-align: baseline\">Ingrid took early retirement from software engineering at 43 to pursue her passions for language learning and travel. Her goal is to learn a new language to fluency every two years. Currently, she speaks English, German, and Spanish, and is learning Portuguese. </span></span>\r\n\r\n<span id=\"docs-internal-guid-460dc410-7fff-ba14-2737-e17aad8b7733\"><span style=\"font-size: 11pt;font-family: Arial;vertical-align: baseline\">Find out more at her blog </span><a href=\"https://www.secondhalftravels.com/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 11pt;font-family: Arial;color: #1155cc;vertical-align: baseline\">Second-Half Travels</span></a><span style=\"font-size: 11pt;font-family: Arial;vertical-align: baseline\">, or follow along on </span><a href=\"https://www.facebook.com/secondhalftravels\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 11pt;font-family: Arial;color: #1155cc;vertical-align: baseline\">Facebook</span></a><span style=\"font-size: 11pt;font-family: Arial;vertical-align: baseline\">.</span></span>","slug":"ingrid"}},{"node":{"bio":"Chris is a financial blogger who loves to be transparent about money-related issues. He’s paid off massive amounts of credit card debt and is the blog author of <a href=\"https://www.moneystir.com/\" target=\"_blank\" rel=\"noopener\">Money Stir</a>. His main focus on Money Stir is talking about how money relates to our relationships, personal development, and how to plan for the future we want. He’s been quoted on Market Watch, The Ladders, and other publications.","slug":"chris-roane-money-stir"}},{"node":{"bio":"<span style=\"font-weight: 400\">Enoch Omololu</span><i><span style=\"font-weight: 400\"> is a veterinarian by day and a personal finance blogger by night at <a href=\"https://www.savvynewcanadians.com/\" target=\"_blank\" rel=\"noopener\">Savvy New Canadians</a>. He has a master’s degree in finance and investment management and his writing has been featured in the Toronto Star, Financial Post, MSN Money, Nest Wealth, The Motley Fool, Rockstar Finance and many other personal finance publications.</span></i>","slug":"enoch"}},{"node":{"bio":"Justin Song is a Product Manager at <a href=\"https://www.valuepenguin.com/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https://www.google.com/url?q=https://www.valuepenguin.com/&amp;source=gmail&amp;ust=1563967229362000&amp;usg=AFQjCNEoYVUlnc5ToD_fEpv6rw7wZQoAjg\">ValuePenguin</a>, a consumer research site, covering the small business and loans vertical. Before joining ValuePenguin he was a Senior Consultant at IBM. Justin graduated from New York University with a B.A. in Economics—in his free time he loves using credit card rewards to travel.","slug":"justin"}},{"node":{"bio":"Andrew is a personal finance aficionado who helps others take control of their finances and learn to build generational wealth at his blog, <a href=\"https://wealthynickel.com/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https://www.google.com/url?q=https://wealthynickel.com&amp;source=gmail&amp;ust=1564314341647000&amp;usg=AFQjCNFTciQ7uqgr3Mgp-DDuMfD5mLu69w\">Wealthy Nickel</a>. With a Bachelors degree in Engineering and a Masters in Economics, he is a numbers geek through and through. Andrew has a unique story of building wealth outside his day job through real estate investing, and teaches others to do the same. Andrew’s real estate background, along with growing up enjoying the benefits of his family’s timeshare, gives him a balanced view of the industry to help others make the best decision with their own timeshare.","slug":"andrew"}},{"node":{"bio":"<a href=\"https://financialwolves.com/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">Financial Wolves</span></a><span style=\"font-weight: 400\"> is a blog focused on helping you make more money to achieve financial freedom. After repaying student loans, I’ve shifted my focus to make more money from side hustles, real estate, freelancing and the online economy. Follow us on </span><a href=\"https://twitter.com/financialwolves\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">Twitter</span></a><span style=\"font-weight: 400\"> and </span><a href=\"https://facebook.com/financialwolves\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">Facebook</span></a><span style=\"font-weight: 400\">. </span>","slug":"financial"}},{"node":{"bio":"Drew writes about maximizing career success, especially for introverts, on <a href=\"https://www.fiintrovert.com/\" target=\"_blank\" rel=\"noopener\">FI Introvert</a>. He believes that we can realize at least 80% of the benefits of early retirement by working in HIFI positions – high income, high freedom, and high impact. Through brute force savings and a strong stock market, he and his wife have amassed nearly $1M in invested assets in four years. More importantly, he has a job he loves that allows him to work from home, direct 80% of his time, and see his son during the day.","slug":"drew"}},{"node":{"bio":"","slug":"lana"}},{"node":{"bio":"","slug":"adthrive"}},{"node":{"bio":"Melissa loves content, comedy, and all things West Coast. She is grateful to wake up every day with the chance to bring stories from unlikely sources to life and enable others to design and live the life of their dreams. She is an aspiring #RichGrandma but until then she's happy living in the Pacific Northwest with her husband and rescue cat.","slug":"melissa"}},{"node":{"bio":"Shelly is a writer based in Washington. Since coming out of early retirement from being a volunteer wildlife refuge caretaker in her early 20's, Shelly has written for newspapers, worked in corporate comms and served as comms director for political campaigns. With AI taking over, now seems like the perfect time to bring her writing skills to the FIRE movement.","slug":"shelly"}},{"node":{"bio":"","slug":"think"}},{"node":{"bio":"","slug":"paul"}}]}},"pageContext":{"slug":"insurance-policies-to-review-before-you-retire"}}}