{"componentChunkName":"component---src-templates-post-tsx","path":"/what-makes-a-good-stock-pick/","result":{"data":{"ghostPost":{"id":"Ghost__Post__6a8de1cf8478e50001eb117b","title":"What Makes a Good Stock Pick? 7 Factors Investors Should Consider","slug":"what-makes-a-good-stock-pick","featured":false,"feature_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2026/08/What-Makes-a-Good-Stock-Pick-.jpeg","excerpt":"Learn what makes a good stock pick by reviewing key factors like earnings growth, debt, valuation, management, and competitive advantage.","custom_excerpt":"Learn what makes a good stock pick by reviewing key factors like earnings growth, debt, valuation, management, and competitive advantage.","created_at_pretty":"25 August, 2026","published_at_pretty":"25 August, 2026","updated_at_pretty":"25 August, 2026","created_at":"2026-08-25T18:41:19.000+00:00","published_at":"2026-08-25T18:44:36.000+00:00","updated_at":"2026-08-25T18:44:36.000+00:00","meta_title":"What Makes a Good Stock Pick? 7 Factors Investors Should Consider","meta_description":"Learn what makes a good stock pick by reviewing key factors like earnings growth, debt, valuation, management, and competitive advantage.","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"James Fletcher","slug":"james","bio":null,"profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2025/01/AdobeStock_213793387.jpeg","twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"James Fletcher","slug":"james","bio":null,"profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2025/01/AdobeStock_213793387.jpeg","twitter":null,"facebook":null,"website":null},"primary_tag":null,"tags":[],"plaintext":"Disclaimer: This article is for general informational and educational purposes\nonly and does not constitute financial, investment, tax, legal, or professional\nadvice. All investments carry risk, including possible loss of principal. Always\ndo your own research and consider speaking with a qualified financial adviser\nbefore making investment decisions.\n\nInvesting in the stock market can feel overwhelming. Honestly, sitting at a desk\nlate at night, staring at a screen full of numbers with the faint hum of a\nlaptop fan in the background, it is easy to feel completely lost. Especially\nwhen thousands of publicly traded companies are competing for your attention.\nEvery single day, news headlines highlight market highs, sudden dips, or the\nnewest hot company trends. If you're an individual investor trying to build\nlong-term wealth, sorting through all this noise to find solid opportunities is\na major challenge.\n\nSo, what actually makes a good stock pick?\n\nWhile no investment comes with a guaranteed outcome, seasoned investors rely on\nfundamental analysis to evaluate financial health, competitive position, and\ngrowth potential. By examining specific core factors, you can make informed\ndecisions rather than relying on guesswork or emotional reactions.\n\nHere are seven key factors every investor should consider before adding a stock\nto their portfolio.\n\n1. Business Model and Revenue Strategy\nBefore buying shares in any company, you should understand how it makes money. I\nguess it sounds simple, but you would be surprised how often people skip this\nstep. A clear and easy-to-understand business model is often a key component of\nthe best stock-picking strategy\n[https://abovethegreenline.com/tpow-strategy-guide/].\n\nAsk yourself straightforward questions. What product or service does the company\nsell? Who are its primary customers? Is the demand for this product steady,\ngrowing, or vulnerable to rapid technological changes?\n\nCompanies with diversified revenue streams are often better positioned to handle\neconomic downturns. But if a business relies entirely on a single product or a\ntiny customer base, any disruption to that area can severely hurt its bottom\nline. Look for companies that demonstrate consistent demand, clear pricing\npower, and a logical plan for expanding their market reach over time.\n\n2. Earnings Growth and Profitability\nA company's ability to generate earnings is one of the most critical drivers of\nstock performance over the long run. While stock prices fluctuate daily based on\nmarket sentiment, stock values generally track earnings growth over time.\n\nWhen you're evaluating a potential stock pick\n[https://thinksaveretire.com/best-short-term-investments/], review its financial\nhistory over the last three to five years. Look for consistent growth in both\nrevenue, which represents top-line sales, and net income, which represents\nbottom line profits. You know, it really comes down to seeing actual progress on\npaper rather than just big promises. Pay close attention to profitability\nmetrics such as net profit margin and return on equity.\n\nA company that consistently increases its earnings while maintaining healthy\nprofit margins shows strong operational efficiency.\n\n3. Financial Health and Debt Levels\nHigh revenue growth can sometimes mask serious financial vulnerabilities. That's\nwhy examining a company's balance sheet is vital.\n\nHave you ever looked closely at how much a company actually owes versus what it\nowns? It can be a real eye-opener.\n\nTake a close look at the company's debt levels relative to its assets and\nequity. While debt is a common tool for funding business expansion, excessive\ndebt can quickly become a dangerous burden if cash flow declines. Check\nliquidity ratios, such as the current ratio, to confirm that the business has\nenough short-term assets to cover its short term liabilities. A healthy balance\nsheet gives a company the flexibility to invest in new opportunities and\nnavigate unexpected challenges.\n\n4. Sustainable Competitive Advantage\nIn a free market, profitable industries attract competition. Without a strong\ndefense mechanism, a successful company will eventually lose market share and\nprofit margins to new or existing competitors. This defense mechanism is often\nreferred to as a competitive moat.\n\nA strong competitive moat can take many forms:\n\n * Cost Advantage: The ability to produce goods or services at a lower cost than\n   rivals.\n * Network Effects: A product or service becomes more valuable as more people\n   use it.\n * High Switching Costs: Making it difficult or expensive for customers to\n   switch to a competitor.\n * Intellectual Property: Patents, proprietary technology, or strong customer\n   loyalty that competitors can't easily copy.\n\nWhen you're analyzing a potential investment, ask yourself this: Is the\ncompany's competitive advantage sustainable over the next decade, or does it\nrisk being disrupted by newer technology or nimble startups?\n\n5. Valuation Metrics\nEven the most incredible company can be a poor investment if you pay too high a\nprice for its shares. Valuation is simply the practice of determining what a\ncompany is worth relative to its current stock price.\n\nCommon valuation metrics include:\n\n * Price-to-Earnings Ratio: Compares the current stock price to earnings per\n   share.\n * Price-to-Sales Ratio: Evaluates the stock price against total annual sales.\n * Price-to-Book Ratio: Measures market value against the net asset value\n   reported on the balance sheet.\n\nComparing these ratios against industry peers and historical averages helps you \ndetermine whether a stock is overvalued\n[https://www.home.saxo/en-sg/learn/guides/trading-strategies/how-to-pick-stocks]\n, undervalued, or fairly priced. Maybe you love the product, but the math just\ndoes not work out right now. And that's the point. So, buying quality companies\nat reasonable valuations provides a margin of safety, reducing your downside\nrisk if market conditions shift.\n\n6. Management Quality and Corporate Governance\nThe strategic vision and daily execution of a company depend entirely on its\nleadership team. Capable and ethical management can guide a business through\ntough times, while poor management can destroy value even in thriving\nindustries.\n\nResearch the track records of the leadership team. Have they successfully led\nbusinesses through past economic cycles? Are their incentives aligned with\nshareholders?\n\nCheck whether executives own a significant amount of stock in the company, as\ninsider ownership often encourages long-term decision-making over short-term\nquarterly gains. Furthermore, strong corporate governance and transparent\ncommunication with shareholders are key indicators of a well-run organization.\n\n7. Industry Dynamics and Macro Trends\nNo business operates in a vacuum. Broader industry dynamics and macroeconomic\ntrends can create powerful tailwinds or difficult headwinds for a company,\nregardless of how well it's managed.\n\nConsider where the industry sits in its lifecycle. Is it an emerging industry\nwith massive growth potential, a mature market with steady demand, or a\ndeclining space vulnerable to obsolescence? Demographic shifts, technological\nadvancements, regulatory changes, and evolving consumer habits all influence\nindustry prospects. Aligning your investments with favorable long-term trends\ncan significantly boost your overall portfolio performance.\n\nFinal Thoughts\nFinding a good stock pick requires patience, thorough research, and a clear\nanalytical approach. It takes time, and honestly, a bit of trial and error to\nget comfortable with the process.\n\nBy systematically evaluating a company's business model, financial strength,\ncompetitive advantage, valuation, leadership, and industry trends, you can make\nwell-reasoned investment decisions aligned with your long term goals. And\nremember that thoughtful diversification across different sectors remains\nessential to managing risk and building lasting wealth.","html":"<p><em><strong>Disclaimer: </strong>This article is for general informational and educational purposes only and does not constitute financial, investment, tax, legal, or professional advice. All investments carry risk, including possible loss of principal. Always do your own research and consider speaking with a qualified financial adviser before making investment decisions.</em></p><p>Investing in the stock market can feel overwhelming. Honestly, sitting at a desk late at night, staring at a screen full of numbers with the faint hum of a laptop fan in the background, it is easy to feel completely lost. Especially when thousands of publicly traded companies are competing for your attention. Every single day, news headlines highlight market highs, sudden dips, or the newest hot company trends. If you're an individual investor trying to build long-term wealth, sorting through all this noise to find solid opportunities is a major challenge.</p><p>So, what actually makes a good stock pick?</p><p>While no investment comes with a guaranteed outcome, seasoned investors rely on fundamental analysis to evaluate financial health, competitive position, and growth potential. By examining specific core factors, you can make informed decisions rather than relying on guesswork or emotional reactions.</p><p>Here are seven key factors every investor should consider before adding a stock to their portfolio.</p><h3 id=\"1-business-model-and-revenue-strategy\"><strong>1. Business Model and Revenue Strategy</strong></h3><p>Before buying shares in any company, you should understand how it makes money. I guess it sounds simple, but you would be surprised how often people skip this step. A clear and easy-to-understand business model is often a key component of the <a href=\"https://abovethegreenline.com/tpow-strategy-guide/\">best stock-picking strategy</a>.</p><p>Ask yourself straightforward questions. What product or service does the company sell? Who are its primary customers? Is the demand for this product steady, growing, or vulnerable to rapid technological changes?</p><p>Companies with diversified revenue streams are often better positioned to handle economic downturns. But if a business relies entirely on a single product or a tiny customer base, any disruption to that area can severely hurt its bottom line. Look for companies that demonstrate consistent demand, clear pricing power, and a logical plan for expanding their market reach over time.</p><h3 id=\"2-earnings-growth-and-profitability\"><strong>2. Earnings Growth and Profitability</strong></h3><p>A company's ability to generate earnings is one of the most critical drivers of stock performance over the long run. While stock prices fluctuate daily based on market sentiment, stock values generally track earnings growth over time.</p><p>When you're <a href=\"https://thinksaveretire.com/best-short-term-investments/\">evaluating a potential stock pick</a>, review its financial history over the last three to five years. Look for consistent growth in both revenue, which represents top-line sales, and net income, which represents bottom line profits. You know, it really comes down to seeing actual progress on paper rather than just big promises. Pay close attention to profitability metrics such as net profit margin and return on equity.</p><p>A company that consistently increases its earnings while maintaining healthy profit margins shows strong operational efficiency.</p><h3 id=\"3-financial-health-and-debt-levels\"><strong>3. Financial Health and Debt Levels</strong></h3><p>High revenue growth can sometimes mask serious financial vulnerabilities. That's why examining a company's balance sheet is vital.</p><p>Have you ever looked closely at how much a company actually owes versus what it owns? It can be a real eye-opener.</p><p>Take a close look at the company's debt levels relative to its assets and equity. While debt is a common tool for funding business expansion, excessive debt can quickly become a dangerous burden if cash flow declines. Check liquidity ratios, such as the current ratio, to confirm that the business has enough short-term assets to cover its short term liabilities. A healthy balance sheet gives a company the flexibility to invest in new opportunities and navigate unexpected challenges.</p><h3 id=\"4-sustainable-competitive-advantage\"><strong>4. Sustainable Competitive Advantage</strong></h3><p>In a free market, profitable industries attract competition. Without a strong defense mechanism, a successful company will eventually lose market share and profit margins to new or existing competitors. This defense mechanism is often referred to as a competitive moat.</p><p>A strong competitive moat can take many forms:</p><ul><li><strong>Cost Advantage:</strong> The ability to produce goods or services at a lower cost than rivals.</li><li><strong>Network Effects:</strong> A product or service becomes more valuable as more people use it.</li><li><strong>High Switching Costs:</strong> Making it difficult or expensive for customers to switch to a competitor.</li><li><strong>Intellectual Property:</strong> Patents, proprietary technology, or strong customer loyalty that competitors can't easily copy.</li></ul><p>When you're analyzing a potential investment, ask yourself this: Is the company's competitive advantage sustainable over the next decade, or does it risk being disrupted by newer technology or nimble startups?</p><h3 id=\"5-valuation-metrics\"><strong>5. Valuation Metrics</strong></h3><p>Even the most incredible company can be a poor investment if you pay too high a price for its shares. Valuation is simply the practice of determining what a company is worth relative to its current stock price.</p><p>Common valuation metrics include:</p><ul><li><strong>Price-to-Earnings Ratio:</strong> Compares the current stock price to earnings per share.</li><li><strong>Price-to-Sales Ratio:</strong> Evaluates the stock price against total annual sales.</li><li><strong>Price-to-Book Ratio:</strong> Measures market value against the net asset value reported on the balance sheet.</li></ul><p>Comparing these ratios against industry peers and historical averages helps you <a href=\"https://www.home.saxo/en-sg/learn/guides/trading-strategies/how-to-pick-stocks\">determine whether a stock is overvalued</a>, undervalued, or fairly priced. Maybe you love the product, but the math just does not work out right now. And that's the point. So, buying quality companies at reasonable valuations provides a margin of safety, reducing your downside risk if market conditions shift.</p><h3 id=\"6-management-quality-and-corporate-governance\"><strong>6. Management Quality and Corporate Governance</strong></h3><p>The strategic vision and daily execution of a company depend entirely on its leadership team. Capable and ethical management can guide a business through tough times, while poor management can destroy value even in thriving industries.</p><p>Research the track records of the leadership team. Have they successfully led businesses through past economic cycles? Are their incentives aligned with shareholders?</p><p>Check whether executives own a significant amount of stock in the company, as insider ownership often encourages long-term decision-making over short-term quarterly gains. Furthermore, strong corporate governance and transparent communication with shareholders are key indicators of a well-run organization.</p><h3 id=\"7-industry-dynamics-and-macro-trends\"><strong>7. Industry Dynamics and Macro Trends</strong></h3><p>No business operates in a vacuum. Broader industry dynamics and macroeconomic trends can create powerful tailwinds or difficult headwinds for a company, regardless of how well it's managed.</p><p>Consider where the industry sits in its lifecycle. Is it an emerging industry with massive growth potential, a mature market with steady demand, or a declining space vulnerable to obsolescence? Demographic shifts, technological advancements, regulatory changes, and evolving consumer habits all influence industry prospects. Aligning your investments with favorable long-term trends can significantly boost your overall portfolio performance.</p><h3 id=\"final-thoughts\"><strong>Final Thoughts</strong></h3><p>Finding a good stock pick requires patience, thorough research, and a clear analytical approach. It takes time, and honestly, a bit of trial and error to get comfortable with the process.</p><p>By systematically evaluating a company's business model, financial strength, competitive advantage, valuation, leadership, and industry trends, you can make well-reasoned investment decisions aligned with your long term goals. And remember that thoughtful diversification across different sectors remains essential to managing risk and building lasting wealth.</p>","url":"https://admin.thinksaveretire.com/what-makes-a-good-stock-pick/","uuid":"8bdd3ea8-38a6-48b0-9f23-a0e2e7d47034","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"6a8de1cf8478e50001eb117b"},"allGhostAuthor":{"edges":[{"node":{"name":"Vanessa Zimin","slug":"vanessa","bio":"Vanessa Zimin writes about practical ways to earn more, build credit, and grow income outside a 9-to-5. She specializes in side hustles backed by real platform data.","profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2025/01/Headshot-Photo.jpg","postCount":88}},{"node":{"name":"Tim Yelchaninov","slug":"tim","bio":"CEO at True Finance, Husband, and Father to three beautiful daughters. ","profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2023/01/avatar.png","postCount":20}},{"node":{"name":"Dmitriy Kovalenko","slug":"dmitriy","bio":null,"profile_image":null,"postCount":0}},{"node":{"name":"Robot","slug":"robot","bio":"This is a robot we use for building the front-end of the site.","profile_image":null,"postCount":0}},{"node":{"name":"Emma Bowder","slug":"emma","bio":null,"profile_image":"//www.gravatar.com/avatar/f5c1eb191f879454afa7f8c56948825c?s=250&d=mm&r=x","postCount":1}},{"node":{"name":"Arianna Izotov","slug":"arianna","bio":null,"profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2025/10/DSC02362-2.jpg","postCount":1}},{"node":{"name":"Yanis Bondar","slug":"yanis","bio":null,"profile_image":null,"postCount":0}},{"node":{"name":"James Fletcher","slug":"james","bio":null,"profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2025/01/AdobeStock_213793387.jpeg","postCount":145}},{"node":{"name":"Alexandra Harper","slug":"alexandra","bio":null,"profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2025/01/AdobeStock_186401109.jpeg","postCount":148}},{"node":{"name":"Nick Andr","slug":"nick","bio":null,"profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2024/06/T0KN0UVN2-U045GTNAS4A-dd8b59a58b60-512.png","postCount":88}},{"node":{"name":"Grace Lemire","slug":"gracelemire","bio":"Personal Finance Content Writer, Marketer, & Content Creator 💸","profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2023/03/Screen-Shot-2023-03-28-at-4.47.38-PM.png","postCount":74}},{"node":{"name":"Sean G.","slug":"sean","bio":"Sean is a writer and entrepreneur that has a passion for all things personal finance. 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Rhodes","slug":"tina","bio":"Tina is a personal finance writer who is passionate about ensuring that financial literacy is accessible to anyone who is interested! In her free time, she enjoys hiking, tacos, and cats.\n","profile_image":"https://s3-us-west-2.amazonaws.com/thinksaveretire.com/content/images/2021/10/Tina-Rhodes-personal-finance-writer.jpg","postCount":26}},{"node":{"name":"Dock David Treece","slug":"dock","bio":"Dock is a former financial advisor and an experienced real estate investor who loves helping people find ways to build and conserve wealth. 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She also runs the site <a href=\"http://www.bitwiseetextiles.com/\" target=\"_blank\" rel=\"noopener\">Bitwise E-Textiles</a>.","slug":"fay"}},{"node":{"bio":"","slug":"chris"}},{"node":{"bio":"G. Brian Davis is a real estate investor and co-founder of SparkRental.com, which provides education and <a href=\"https://sparkrental.com/free-landlord-resources/\" target=\"_blank\" rel=\"noopener\">free tools for landlords</a> and rental investors. Their services include automated rent collection (with an option to deduct rent from the tenant’s paycheck), lease agreements, tenant screening and more. If you’re interested in getting started with rental properties, start with their <a href=\"https://snaplandlord.com/\" target=\"_blank\" rel=\"noopener\">free mini-course on buying small multifamily rental properties</a>.","slug":"g"}},{"node":{"bio":"","slug":"boisy"}},{"node":{"bio":"","slug":"lily"}},{"node":{"bio":"<strong>Kristin Hanes</strong> is a journalist and writer who lives on a sailboat in San Francisco. Her blog, <i><a href=\"http://www.thewaywardhome.com/\" target=\"_blank\" rel=\"noopener\">The Wayward Home</a>,</i> explores van life, RVing, tiny homes and sailboat living. 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When he is not writing about personal finance Michael can be found enjoying a</em> <a href=\"https://yourmoneygeek.com/best-sci-fi-books/\" target=\"_blank\" rel=\"noopener\"><em>sci-fi book</em></a><em>.</em>","slug":"michael-your-money-geek"}},{"node":{"bio":"","slug":"marc"}},{"node":{"bio":"","slug":"cody"}},{"node":{"bio":"<em>Cindy quit her 9-5 job to start living life on her own terms. 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I am taking you on my journey to be Financially Independent by 35, let’s do it!</em>","slug":"m"}},{"node":{"bio":"","slug":"whitney"}},{"node":{"bio":"","slug":"michael-perrone"}},{"node":{"bio":"","slug":"fred"}},{"node":{"bio":"Penny is an educator in her early thirties who lives in the ‘burbs of a big Midwestern city with my husband and baby and writes on her blog at <a href=\"https://shepicksuppennies.com/\" target=\"_blank\" rel=\"noopener\">She Picks Up Pennies</a>. In three years, they paid down over $85,000 worth of debt on two teachers’ salaries, thanks to some serious savings and extra side hustling.","slug":"penny"}},{"node":{"bio":"","slug":"danielle"}},{"node":{"bio":"","slug":"nathan"}},{"node":{"bio":"<i><span style=\"font-weight: 400\">Cameron Huddleston is an award-winning financial journalist with more than 17 years of experience writing about personal finance. She also is the author of </span></i><a href=\"https://cameronhuddleston.com/mom-and-dad-we-need-to-talk/\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400\">Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances</span></i></a><span style=\"font-weight: 400\">. </span>","slug":"cameron"}},{"node":{"bio":"","slug":"robin"}},{"node":{"bio":"<i><span style=\"font-weight: 400\">Julie, or “J”, is a 30-year-old tech professional who lives in Seattle, WA with her husband and dog. She loves anything outdoors, side hustling, and talking to interesting people on the path to financial independence on her podcast, <a href=\"https://firedrillpodcast.com/\" target=\"_blank\" rel=\"noopener\">Fire Drill</a>. She is the creator of the Side Course where she teaches people how to build passive income streams with Etsy printables, blogging, and freelancing.</span></i>","slug":"julie"}},{"node":{"bio":"Dr. Jeff uses his personal six-figure debt experience he had to inspire other doctor and high-income professionals. He focuses on debt-free living and financial freedom at <a href=\"https://www.debtfreedr.com/\" target=\"_blank\" rel=\"noopener\">Debt Free Dr</a>.","slug":"jeff"}},{"node":{"bio":"Mr. The Poor Swiss is the main author behind thepoorswiss.com. In 2017, he realized that he was spending more and more every year, falling into the trap of lifestyle inflation. He decided to cut on his expenses and increase his income. This blog is relating <a href=\"https://thepoorswiss.com/about/\" target=\"_blank\" rel=\"noopener\">his story and findings</a>. In 2018, he saved more than 40% of his income. He made it a goal to reach Financial Independence. You can <a href=\"https://thepoorswiss.com/contact/\" target=\"_blank\" rel=\"noopener\">send Mr. The Poor Swiss a message here</a>.","slug":"poor"}},{"node":{"bio":"","slug":"patricia"}},{"node":{"bio":"Molly Barnes is a full-time digital nomad, exploring and working remotely in different cities in the US. She and her boyfriend Jacob created the website <a href=\"http://digitalnomadlife.org/\" target=\"_blank\" rel=\"noopener\">Digital Nomad Life</a> to share their journey and help others to pursue a nomadic lifestyle.","slug":"molly"}},{"node":{"bio":"John and his wife run <a href=\"https://www.howtofire.com\" target=\"_blank\" rel=\"noopener\">How To FIRE</a> where they work to educate others, provide valuable resources and share our own journey towards FIRE. Their mission is to pursue passions outside of a 9-to-5 and without a worry about money!","slug":"john"}},{"node":{"bio":"Peter writes about achieving financial independence through career-hacking, online side-hustles, and super-saving. In the last 2 years using these techniques, the <a href=\"https://countingeverydollar.com/about/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https://www.google.com/url?q=https://countingeverydollar.com/about/&amp;source=gmail&amp;ust=1564139744383000&amp;usg=AFQjCNFWN8-n7PEM8pff_6Oa8c9RS1lk6g\">Counting Every Dollar family</a> has doubled their income, increased net worth by over $200,000 and reached an 85% savings rate!","slug":"peter"}},{"node":{"bio":"<span id=\"docs-internal-guid-460dc410-7fff-ba14-2737-e17aad8b7733\"><span style=\"font-size: 11pt;font-family: Arial;vertical-align: baseline\">Ingrid took early retirement from software engineering at 43 to pursue her passions for language learning and travel. Her goal is to learn a new language to fluency every two years. Currently, she speaks English, German, and Spanish, and is learning Portuguese. </span></span>\r\n\r\n<span id=\"docs-internal-guid-460dc410-7fff-ba14-2737-e17aad8b7733\"><span style=\"font-size: 11pt;font-family: Arial;vertical-align: baseline\">Find out more at her blog </span><a href=\"https://www.secondhalftravels.com/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 11pt;font-family: Arial;color: #1155cc;vertical-align: baseline\">Second-Half Travels</span></a><span style=\"font-size: 11pt;font-family: Arial;vertical-align: baseline\">, or follow along on </span><a href=\"https://www.facebook.com/secondhalftravels\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 11pt;font-family: Arial;color: #1155cc;vertical-align: baseline\">Facebook</span></a><span style=\"font-size: 11pt;font-family: Arial;vertical-align: baseline\">.</span></span>","slug":"ingrid"}},{"node":{"bio":"Chris is a financial blogger who loves to be transparent about money-related issues. He’s paid off massive amounts of credit card debt and is the blog author of <a href=\"https://www.moneystir.com/\" target=\"_blank\" rel=\"noopener\">Money Stir</a>. His main focus on Money Stir is talking about how money relates to our relationships, personal development, and how to plan for the future we want. He’s been quoted on Market Watch, The Ladders, and other publications.","slug":"chris-roane-money-stir"}},{"node":{"bio":"<span style=\"font-weight: 400\">Enoch Omololu</span><i><span style=\"font-weight: 400\"> is a veterinarian by day and a personal finance blogger by night at <a href=\"https://www.savvynewcanadians.com/\" target=\"_blank\" rel=\"noopener\">Savvy New Canadians</a>. He has a master’s degree in finance and investment management and his writing has been featured in the Toronto Star, Financial Post, MSN Money, Nest Wealth, The Motley Fool, Rockstar Finance and many other personal finance publications.</span></i>","slug":"enoch"}},{"node":{"bio":"Justin Song is a Product Manager at <a href=\"https://www.valuepenguin.com/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https://www.google.com/url?q=https://www.valuepenguin.com/&amp;source=gmail&amp;ust=1563967229362000&amp;usg=AFQjCNEoYVUlnc5ToD_fEpv6rw7wZQoAjg\">ValuePenguin</a>, a consumer research site, covering the small business and loans vertical. Before joining ValuePenguin he was a Senior Consultant at IBM. Justin graduated from New York University with a B.A. in Economics—in his free time he loves using credit card rewards to travel.","slug":"justin"}},{"node":{"bio":"Andrew is a personal finance aficionado who helps others take control of their finances and learn to build generational wealth at his blog, <a href=\"https://wealthynickel.com/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https://www.google.com/url?q=https://wealthynickel.com&amp;source=gmail&amp;ust=1564314341647000&amp;usg=AFQjCNFTciQ7uqgr3Mgp-DDuMfD5mLu69w\">Wealthy Nickel</a>. With a Bachelors degree in Engineering and a Masters in Economics, he is a numbers geek through and through. Andrew has a unique story of building wealth outside his day job through real estate investing, and teaches others to do the same. Andrew’s real estate background, along with growing up enjoying the benefits of his family’s timeshare, gives him a balanced view of the industry to help others make the best decision with their own timeshare.","slug":"andrew"}},{"node":{"bio":"<a href=\"https://financialwolves.com/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">Financial Wolves</span></a><span style=\"font-weight: 400\"> is a blog focused on helping you make more money to achieve financial freedom. After repaying student loans, I’ve shifted my focus to make more money from side hustles, real estate, freelancing and the online economy. Follow us on </span><a href=\"https://twitter.com/financialwolves\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">Twitter</span></a><span style=\"font-weight: 400\"> and </span><a href=\"https://facebook.com/financialwolves\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">Facebook</span></a><span style=\"font-weight: 400\">. </span>","slug":"financial"}},{"node":{"bio":"Drew writes about maximizing career success, especially for introverts, on <a href=\"https://www.fiintrovert.com/\" target=\"_blank\" rel=\"noopener\">FI Introvert</a>. He believes that we can realize at least 80% of the benefits of early retirement by working in HIFI positions – high income, high freedom, and high impact. Through brute force savings and a strong stock market, he and his wife have amassed nearly $1M in invested assets in four years. More importantly, he has a job he loves that allows him to work from home, direct 80% of his time, and see his son during the day.","slug":"drew"}},{"node":{"bio":"","slug":"lana"}},{"node":{"bio":"","slug":"adthrive"}},{"node":{"bio":"Melissa loves content, comedy, and all things West Coast. She is grateful to wake up every day with the chance to bring stories from unlikely sources to life and enable others to design and live the life of their dreams. She is an aspiring #RichGrandma but until then she's happy living in the Pacific Northwest with her husband and rescue cat.","slug":"melissa"}},{"node":{"bio":"Shelly is a writer based in Washington. Since coming out of early retirement from being a volunteer wildlife refuge caretaker in her early 20's, Shelly has written for newspapers, worked in corporate comms and served as comms director for political campaigns. With AI taking over, now seems like the perfect time to bring her writing skills to the FIRE movement.","slug":"shelly"}},{"node":{"bio":"","slug":"think"}},{"node":{"bio":"","slug":"paul"}}]}},"pageContext":{"slug":"what-makes-a-good-stock-pick"}}}