On its face, Black Friday stands for absolutely everything that I rail against on ThinkSaveRetire.com. The day is built around sheer consumption and definitely contributes to the debt-inducing power of American consumerism. I still laugh at the thought of sleeping overnight outside department stores and the chaos that accompanies so many Black Friday shopping experiences. Continue reading “Black Friday: Turn this day into an adventure in frugality”
Oh hi! I'm Steve.
First, welcome to the blog! I retired at the age of 35 from a career in information technology to a life of absolute freedom. Today, my wife and I travel the country full-time in our Airstream. We have a photo gallery at FullTimeExplorers.com and a travel-based channel on YouTube. Start here to find out what we're doing.
Jason Fieber is one hell of a guy. But, in the world of early retirement and financial independence, he’s a regular badass. From Sarasota Florida, Jason quit his full time job at a car dealership and now spends his time doing what truly makes him happy, writing. Jason was 32 when he called it quits. Continue reading “Putting happiness first: Meet Jason Fieber – he quit his full time job at 32 and now writes”
My dad taught me a fascinating lesson when growing up. It was a lesson about your outlook on life and how, as if by magic, one can control his or her outcome simply by expecting it. How arrogant, I thought as a child. How can anyone control their own “luck”? Harnessing the power of your mind can be the difference between success and failure, happiness and sadness and, yes, retirement and a never-ending career. Continue reading “Think positive and the rest tends to follow”
The 80s was a truly magical decade for music. Rock stars that we still hear on the radio today made it big, and some of the most recognizable song lyrics were popularized. Bon Jovi was no exception, and “Living on a Prayer” has far too many unfortunate links to people’s financial situation in America these days. Continue reading “Are you living on a prayer? What we can learn from Jon Bon Jovi’s 1986 hit”
There once was a dude from the southeast who thought that life could be broken down into a few simple constructs: get a job, buy stuff, retire and die. Yep, that dude was me. Early retirement? Not in the cards. 401k retirement plan? Sure, but only the minimum. Retirement was the furthest thing from my mind. After all, I had stuff to pay for! Continue reading “My retirement Renaissance: A journey from insane spending to retirement saving”
Americans have a strangely peculiar and downright expensive relationship expensive cars. If you see someone pulling out of their 3000-sqft house in their brand new Chevy Tahoe or F-150 Raptor, I’m talking about those people. But it does not stop there. So many Americans are trapped into the status symbol of big homes and nice cars, and it’s literally ruining their future. Continue reading “Are your cars ruining your future?”
The key to retiring early is managing your lifestyle while you are young. This includes resisting the temptation to spend money on things that you don’t truly need (did someone say big screen TV?) and investing every penny that you can into your future self. Every dollar you spend now is money that cannot be … Continue reading Live like you’re poor, feel like you’re rich
If you are anything like me, you love eating out. Since I was a kid, I always enjoyed going to a restaurant and trying new things (or, in the case of a mexican place in northern Virginia, the same damn chicken quesadilla for YEARS). For me, it was more than just good food, or not having to prepare meals or clean up after myself. Continue reading “How to save money when eating out”
During my [now old] commute into work every morning, I rode by a Starbucks coffee shop whose drive-through line would not only wrap around the building itself, but out into the main road. Every morning, drivers line up outside of Starbucks anxiously awaiting that $5 to $6 cup of coffee only to commute to an office or work place that likely already has coffee available. Continue reading “Is that Starbucks worth another decade of working?”