I admit it – I have always hated articles that feature a 30-something who successfully retired in his or her 30s and is living the life of their dreams (and most likely traveling across the world), happy as a freaking clam.

Before I decided to retire early, those articles never inspired me to make a fundamental change in my lifestyle.  And, if you are anything like me, those success stories probably do very little for you as well.

Read my entire guest post over at DebtlessInTexas.com, one of my absolute favorite blogs.