Last Update: February 19th, 2024
Thinksaveretire.com (referred to as “us” or “we”) takes your privacy seriously and is committed to providing you with information to help you understand our privacy practices. This Privacy Policy (the “Policy”) discloses the privacy practices of our website, Thinksaveretire.com (the “Site”), as well as related products and services we may offer to you (collectively referred to as the “Services”). This Policy covers how Personal Information that we receive or collect about you is used or shared. By using our Site and Services, you agree to the terms of this Policy as they may be amended from time to time. If you disagree with the way that we collect and process Personal Information, please do not use this Site.
Any questions regarding our Privacy Policy or information collection practices should be sent to us via email at [email protected]
WHAT INFORMATION DO WE COLLECT?
Personal information you disclose to us.
In Short: We collect personal information that you voluntarily provide to us.
We collect personal information that you voluntarily provide to us when expressing an interest in obtaining information about the Blog, us, or otherwise contacting us. If you communicate with us by email, or otherwise complete online forms, surveys, or contest entries, any personal information provided in such communication may be collected as personal information.
The personal information we may require you to provide to us for you to access certain services or use certain Site functionality include the following: (1) Contact Information (such as your name, mailing address, and email address); and (2) Demographic Information (such as your zip code, age, and income). Contact Information, Financial Information, and Demographic Information shall be referred to as Personal Information.
We do not collect any Personal Information about you unless you voluntarily provide it to us. You are under no obligation to provide us with Personal Information of any kind, however your refusal to do so may prevent you from using certain features of the Site.
Information automatically collected.
In Short: Some information – such as IP address and/or browser and device characteristics – is collected automatically when you visit our Site.
We automatically collect certain anonymous information when you visit, use, or navigate the Site. This information does not reveal your specific identity (like your name or mailing address), but may include device and usage information, such as the following: IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, information about how and when you use our Site, and other technical information (collectively, “Traffic Information”). This information is primarily needed to maintain the security and operation of the Site, and for our internal analytics and reporting purposes. We also use Traffic Data for marketing purposes or for improving your experience on the Site.
HOW DO WE USE YOUR INFORMATION?
In Short: We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent.
We use your information for a variety of business purposes described below. We process your information for these purposes in reliance on our legitimate business interests, to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.
We use information we collect or receive from you:
- To send you newsletters, marketing, and promotional communications. We and/or our third-party marketing partners may use the Personal Information you send to us for marketing purposes if this is in accordance with your marketing preferences. You can opt-out of our marketing emails at any time as discussed further below.
- Deliver targeted advertising to you. We may use your Personal and Traffic Information through our third-party advertisers to develop and display content and advertising (and work with third parties who do so) tailored to your interests and/or location and to measure its effectiveness.
- To protect our Site. We may use your Personal and Traffic Information as part of our efforts to keep our Site safe and secure (for example, for fraud monitoring and prevention).
- To enforce our terms, conditions, and policies. We may use your Personal and Traffic Information to enforce our terms, conditions, and policies as needed.
- To respond to legal requests and prevent harm. If we receive a subpoena or other legal request, we may need to inspect the Personal and Traffic Information we hold to determine how to respond.
- For other business purposes. We may use your Personal and Traffic Information for other business purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Site, Blog, marketing, and your experience. We may use and store this information in aggregated and anonymized form so that it is not associated with individual end users and does not include personal information. We will not use identifiable personal information for other business purposes without your consent.
WILL YOUR INFORMATION BE SHARED WITH ANYONE?
In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.
We may process or share your information based on the following legal basis:
- Consent: We may process your Personal Information if you have given us specific consent to use such information for a specific purpose.
- Legitimate Interests: We may process your Personal Information when it is reasonably necessary to achieve our legitimate business interests.
- Performance of a Contract: Where we have entered a contract with you, we may process your Personal Information to fulfill the terms of our contract.
- Legal Obligations: We may disclose your Personal Information where we are legally required to do so to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or subpoena (including in response to public authorities to meet national security or law enforcement requirements).
- Vital Interests: We may disclose your Personal Information where we believe it is necessary to investigate, prevent, or act regarding potential violations of our policies, suspected fraud, situation involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.
WHO WILL YOUR INFORMATION BE SHARED WITH?
In Short: We only share information with the following third parties.
We only share and disclose your information with the following categories of third parties. We have categorized each party so that you may easily understand the purpose of our data collection and processing practices. If we have processed your data based on your consent and you wish to revoke your consent, please contact us.
- Vendors, Consultants, and Other Third-Party Services Providers. We may share your Personal Information with third party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include sharing Contact Data with business partners who assist with data analysis, data storage and security, email delivery, hosting services, customer service and marketing efforts; sharing Demographic Data with third parties who assist us with advertising; and sharing Financial Data with business partners who assist with payment processing and billing. We may allow selected third parties to use tracking technology on the Site, which will enable them to collect data about how you interact with the Site over time. This information may be used to, among other things, analyze and track data, determine the popularity of certain content, and better understand online activity. Unless described in this Privacy Policy, we do not share, sell, rent, or trade any of your information with third parts for their promotional purposes.
- Business Transfers. We may share or transfer your Personal Information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
- Third-Party Advertisers. We may use third-party advertising companies to serve ads when you visit the Site. These companies may use information about your visits to our Site and other websites that are contained in web cookies and other tracking technologies to provide advertisements about goods and services of interest to you.
- Affiliates. We may share information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.
DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
In Short: We may use cookies and other tracking technologies to collect and store your information.
We may use cookies and similar tracking technologies (like web beacons and pixels) through third-party advertisers to access or store information.
WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?
In Short: We are not responsible for the safety of any information that you share with third-party providers who advertise, but are not affiliated with, our Site.
Except as otherwise discussed in this Privacy Policy, this Privacy Policy only addresses the use and disclosure of information we collect from you. Other sites accessible through our site have their own privacy policies and data collection, use and disclosure practices. Please consult each site’s privacy policy. We are not responsible for the policies or practices of third parties.
Additionally, other third-party companies which place advertising on our site may collect information about you when you view or click on their advertising using their cookies or other tracking technologies, which may include delivering targeted advertisements and marketing messages based upon the third-party websites that you visit, or other purposes. We cannot control this collection of information and are not responsible for the privacy policies and data collection, use and disclosure practices of these third-party advertisers. You should contact these third-party advertisers directly if you have any questions about their use of the information that they collect from you.
HOW LONG DO WE KEEP YOUR INFORMATION?
In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless otherwise required by law or unless you request that we delete your information.
We will only keep your Personal Information for as long as it is necessary for the purposes set forth in this privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this policy will require us keeping your Personal Information for longer than one (1) year.
When we have no ongoing legitimate business need to process your Personal Information, we will either delete or anonymize it, or, if this is not possible (for example, because your Personal Information has been stored in backup archives), then we will securely store your Personal Information and isolate it from any further processing until deletion is possible.
HOW IS YOUR INFORMATION STORED?
In Short: On secure servers.
We will store your Personal Information on secure servers and will take reasonable technical and organizational precautions to prevent the loss, misuse, or alteration of your Personal Information.
DO WE COLLECT INFORMATION FROM CHILDREN?
In Short: We do not knowingly collect Personal Information from children under the age of 13.
In compliance with Children’s Online Privacy Protection Act (“COPPA”), this Site is not directed at children under the age of 13 and we do not intend to collect any personally identifiable information, such as name, home address, e-mail address, telephone number, or social security number, from children under the age of 13. If you are under the age of 13, please do not provide us with your personal identifiable information. If you have any reason to believe that a child under the age of 13 has provided us with his or her personally identifiable information, please contact us immediately for removal of that information from our databases.
DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.
CCPA – Notice to California Residents
California consumers,
CCPA - “Do Not Sell My Information.
Thinksaveretire.com collects certain information from both existing and prospective customers to connect them with the products and services they request in. Under the California Consumer Protection Act of 2018, California residents have the following rights:
- Right to know what information is collected.
- Right to have their information deleted
- Right to opt-out of the sale of their information to third parties
- Right to not be discriminated against if they exercise their rights under the CCPA.
Any information you provide to Thinksaveretire.com will be retained until you make the decision to cancel your account with us. If you or your authorized agent would like to cancel your account or if you would like to request that we no longer use your information to provide you with products and services, please fill out the form below or submit your request by emailing us at [email protected] We ask that you include the following information to identify yourself: Name, Phone Number and Email that your account is associated with.
More specific information about Personal Information we collect is laid out in this notice and in our Privacy Policy, which we update from time to time.
Even after this request, your information may be retained for the appropriate amount of time to comply with various legal and statutory obligations.
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DO WE MAKE UPDATES TO THIS POLICY?
In Short: Yes, we will update this policy as necessary to stay compliant with relevant laws.
We may update this Privacy Policy from time to time. The updated version will be indicated by an updated “Last Updated” date and the updated version will be effective as soon as it is accessible. If we make material changes to this Privacy Policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Privacy Policy frequently to be informed of how we are protecting your information.
HOW CAN YOU CONTACT US ABOUT THIS POLICY?
If you have questions or comments about this Privacy Policy, you may email us at the [email protected] or by post at Southpac Trust Nevis Limited c/o Island Vista Media, Hunkins Plaza, Ste 21, Main Street, Charlestown, Nevis.
HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
Based on the laws of some countries, you may have the right to request access to the Personal Information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please submit a request form by emailing [email protected]. We will respond to your request within 30 days.