Here’s the thing: A lot of people have already put these money secrets to good use. They’ve found hundreds of dollars in savings, secured their family’s financials, and padded their bank accounts. Now it’s your turn.
Putting all these secrets to use is actually easier than you might think. We’re betting you can knock out at least three or four of these things right now — yes, even from your phone.
Go ahead and get in on these money secrets:
1. Access Up to $750 of Your Paycheck Before Payday
Waiting for payday can be frustrating, especially when unexpected expenses arise. With EarnIn, you can access up to $750 of your paycheck before your scheduled payday without any fees or interest.
EarnIn lets you transfer your earned wages to your bank account before payday. Just link your bank account to verify your employment and consistent paycheck. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday arrives, EarnIn will automatically deduct the amount you transferred, plus any optional tips, from your paycheck.
This service helps you bridge the gap between pay periods, avoid overdraft fees, and manage your finances more effectively. Over $15 billion in earned wages have been accessed through EarnIn, helping countless people maintain financial stability without resorting to high-interest payday loans.
2. Save on Car Insurance with a Quick Comparison
Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal. Use Policies Guru to see all your options at once.
Policies Guru is the largest online marketplace for insurance in the U.S., so you’ll get the top options from more than 175 different carriers handed right to you. Take a couple of minutes to answer some questions about yourself and your driving record, and EverQuote will give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
3. Consolidate Your Debt and Simplify Your Payments
If you have credit card debt, you know the anxiety, the interest rates, the fear you’re never going to escape. And the truth is, your credit card company doesn’t really care. It’s just getting rich by charging you high interest rates — some up to 36%. But EverGreen Loans wants to help.
If you owe your credit card companies money, EverGreen Loans can match you with a loan you can use to pay off every single one of your balances. The benefit? You’ll be left with one manageable bill to pay each month. By consolidating your debt, you simplify your finances and make it easier to stay on top of payments.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, EverGreen Loans keeps your information confidential and secure, which is probably why, after 20 years in business.
It takes less than a minute and just 10 questions to see what loans you qualify for...
4. Earn Money by Reviewing Products
This is the new normal. Everything just costs more now, so that means we have to find ways to earn more. But there’s a way you can mix work with play and earn an extra $500 a month while doing it.
All you need to do is register on a website called KashKick with your phone or computer. KashKick will then show you all sorts of money-making tasks you can do to pad your bank account. You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.
You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings. Ready to give yourself a raise? Sign up for KashKick and start earning money whenever you have a little free time.
5. Get Paid for Your Opinions
Your opinions are valuable to companies looking to improve their products and services. SwagBucks offers a platform where you can share your thoughts and get paid for it. Signing up is easy, and once your profile is complete, you’ll start receiving survey opportunities tailored to your interests.
Each survey pays a certain amount, typically ranging from $0.50 to $5. The more surveys you complete, the more you can earn. SwagBucks pays out in various forms, including PayPal, direct deposit, or gift cards to popular retailers like Amazon and Starbucks. It’s a convenient way to make extra money while influencing the market with your feedback.
6. Maximize Cash Back on Everyday Purchases
Why not get rewarded for the money you’re already spending? Upside offers cash back on gas, groceries, and dining out, turning everyday purchases into opportunities to save. Using the Upside app is simple: browse the available offers in your area, claim the ones that interest you, and make your purchases as usual.
After your transaction, take a photo of your receipt and upload it to the app. Your cash back will be credited to your Upside account, and you can cash out via PayPal, bank transfer, or gift cards. Regular users of Upside save an average of $340 annually. It’s a no-brainer to add this tool to your saving strategies, especially since it requires minimal effort and integrates seamlessly into your daily routine.
7. Earn Cash by Watching Videos
What if you could get paid to watch videos? With InboxDollars, you can. This platform pays you for watching short video clips, taking surveys, and completing other simple tasks. Signing up for InboxDollars is quick and easy. Once you create a free account, you’ll start receiving daily survey and video opportunities.
Each task has a specific payout, and you can track your earnings in real-time. Unlike many other platforms, InboxDollars pays in cash, not points or gift cards, making it straightforward to understand how much you’re earning. InboxDollars has already paid out over $56 million to its users. It’s a great way to earn some extra cash in your downtime, whether you’re watching TV, commuting, or just relaxing at home.
Implementing these seven smart money moves can significantly boost your financial well-being. From accessing your paycheck early to getting paid for your opinions and everyday purchases, these strategies are designed to fit seamlessly into your daily routine. Start today and watch your savings and income grow. For more tips on enhancing your financial health, keep following Think Save Retire....