money

In Retirement

Personal finance etiquette for 2019: Your stupid simple guide to talking money

Though money and personal finance can be tough to talk about, it doesn't have to be. Here is a situational guide for handling money talk.
Apr 21·8 min read
In Retirement

You don't need any more personal finance advice

It's true. We all know how to reach financial independence and retire early. We all know that saving more than we spend will result in a rapid and consistent increase in our net worth. Thankfully for those of us who suck at math (including me), the equation is simple. Don't over-complicate this stuff, folks. What's this personal finance advice that we already know? We know that dropping $50,000 on a brand new car when we're 25 and
Dec 31, 2018·4 min read
Financial independence

Here are the 7 dumbest things I've said about personal finance

Dumb things. We all say them from time to time, but I was especially prone to some real stupid stuff before I finally got serious about personal finance. Like, some real doosies. Now is the time to divulge.  :) And by the way, happy Thanksgiving week! I hope that you're spending some time with family this week and away from the office. I can still remember the last Thanksgiving I spent at my in-law's house before calling it quits from full-tim
Nov 20, 2018·4 min read
In Retirement

Before assuming that you aren't rich, understand what "rich" means

When I was a kid, I naturally assumed that people who drove around in expensive cars are rich and wealthy. They all must lead super glitzy lives of wealth, live in nice homes and generally just lead whatever I thought was the "perfect life" at the time. Though many of those people are rich, I learned over the years that a high income and a relentless acquisition of expensive things don't, in reality, make anyone ric
Sep 18, 2018·6 min read
How to Save

You're 40 and broke; now what?

Let's say you're 40, wake up one more and suddenly realize that you're practically broke. Hardly any savings. Your career seems never-ending. How can you turn things around and begin rapid wealth accumulation so you aren't working until the day you die? Brian Loman is here to push you in the right direction. Brian, take it away! I think you’ll agree when I say that it’s VERY important to have enough money for retirement. But let’s be honest: Some of us realize this later in life than others, a
Aug 10, 2017·5 min read
How to Think

Do you find money talk boring? Try this instead

I will be the first to admit that I find money talk exceedingly boring. Especially stocks, diversification, yields, compound interest, price-to-earnings ratio, whatever. Seriously, I fall asleep when I hear or read about that stuff. And, I have a sneaking suspicion that I'm not alone. For all those who find money talk boring, I feel ya. It's dry and mundane. Numbers. Charts. It's not inherently fun for all of us. But you know what? Making smart decisions with your money is how wealth is built.
Mar 1, 2017·5 min read
money

Talking Money Over Turkey // Breaking the Family and Money Taboo

Hey folks! I am absolutely delighted to bring you another guest post today, this time from the one and only Our Next Life . They are two awesome mountain-dwellers who have taken their financial freedom by storm and have a lot to be thankful for. Today, they are writing about talking money over turkey. Let's go! Mr. and Ms. Our Next LifeThanks so much for hosting me, Steve! I’m delighted to be here on Think Save Retire. Thanksgiving is hands-down my favorite holiday.
Nov 16, 2016·6 min read
How to Think

What has the American Dream become?

The reality of living in the United States of America is actually quite encouraging. The very large majority of us have plenty of opportunities to succeed and build the life that we want. Some of us take those opportunities and make the best of them. Others don't. The impact can be amazingly severe, but the impact of our decisions does not kill off the American Dream.
Jun 22, 2015·4 min read
How to Think

How much money buys your happiness?

Though I preach endlessly about the merits of happiness and how independent those merits are from money alone, I do believe that money CAN buy a certain level of happiness - or what I like to call your "happiness number". How much money do you think it takes to truly buy happiness before we hit the point of diminishing returns? Can this actually get measured?
Apr 29, 2015·4 min read