Opportunities to Save


77 Posts with this tag


Question time: Do you give money to beggars?

I do not give to beggars. Ever. Putting political correctness aside, giving to beggars encourages begging, and whether we wish to admit it or not, a population of beggars has an affect on crime and property values - though, homeless shelters may have an increase on the value of nearby properties.
May 25, 2015·3 min read

Lookie there! Stats prove American ridiculousness

Is it any wonder why the average retirement age in the United States has crept up past the 60 year old mark (62 according to Gallup)? If the stats that were graciously put together all in one spot from Becoming Minimalist are any clue, then this retirement phenomenon, unfortunately, should come as no surprise.
May 18, 2015·4 min read
Change Your Life

Target Redcard credit card loads no longer supported?

According to several sources, Target is no longer accepting credit cards as a means to load the Redcard with funds. Well crap, I suppose it was only a matter of time.
May 7, 2015·2 min read

Jason Fieber's "The Dividend Mantra Way" book review

Like the "good guy" in an exciting movie, Jason's the kind of guy that you root for to win. While I do not know Jason personally, I am an avid reader of his blog, Dividend Mantra, and had the opportunity to read his new book, "The Dividend Mantra Way: Achieving Financial Independence By Living Below Your Means And Investing In Dividend Growth Stocks". Simply put, you will learn a hell of a lot in this book even if you think that you already have your investments nailed down.
Apr 22, 2015·3 min read
How to Retire

Want to retire young? Believe it or not, you already know how it is done

Let's face it - the large majority of Americans know how to retire early. Most of us know that to retire significantly before our 60s, we must save our money rather than spend it. Ultimately, it is the accumulation of wealth that enables us to quit our jobs and live out the rest of our lives in jobless bliss. Truthfully, this isn't rocket science.
Apr 20, 2015·6 min read
How to Save

How to save money: 10 things to start doing today to save money and retire happy

How can we save money when we're living in such a consumerist society? Start using these 10 easy tips to keep more of what you earn.
Apr 15, 2015·4 min read
How to Retire

Runaway credit destroying American retirement

It is no secret that the spending habits of traditional Americans are not all that pretty. Way too many Americans find themselves in a position where retirement seems like a lofty goal only accessible by either the old or lucky, and that most people - including them - are "regular Americans" just trying to get by in a harsh and unforgiving economy.
Mar 19, 2015·3 min read
How to Save

What to do with an extra $6 grand this month?

Okay, we are absolutely swimming in it this month - bonuses for both my wife and I finally got rolled into our bank accounts recently, leaving us with an additional $6+k (before taxes) in cash - beautiful cold hard cash. And I love the smell of money. I'm practically hearing the wonderful clinging sound of coins bouncing off of each other as they literally fall from the sky out of some invisible caldron of money!
Mar 10, 2015·3 min read
How to Think

FOOD ~ February 2015

As I mentioned in the budgeting article, we did very well on our grocery budget this month. However, we knew we would. Not only is February a shorter month and therefore we have fewer days to cook and eat but we also spent the whole last week in Florida where my in-laws covered all our food expenses (I married right :)).
Mar 4, 2015·2 min read

Budget February 2015 ~ The Shortest Month

We spent the entire last week in February in Florida visiting my in-laws and going on an all expenses paid trip to Disney World with Steve's entire side of the family. What this meant for the budget is that we didn't spend a dime of our own money in the last week of February.
Mar 2, 2015·4 min read
How to Think

Target Redcard: How does $72,000 in manufactured spending every year sound?

For the moment, Target is home to one of the most profoundly good deals in our economy. Target's no-annual-fee Prepaid Redcard lets customers load funds onto what they call their "Redcard", which is used just like a regular credit card and is accepted anywhere that American Express is.
Feb 24, 2015·4 min read
How to Save

How the dog park saved us $200/month

Okay everyone, I will tell you a little secret about one of our larger monthly expenses if you promise not to try to kick my ass. For nearly 6 years, our little 9-pound poodle spent the day at a doggie daycare - every day - to the tune of $400 a month.
Feb 15, 2015·2 min read