Budget August 2015 ~ Over the Ridge

16 thoughts on “Budget August 2015 ~ Over the Ridge”

    1. Thanks Fervent! Awesome, nothing like a good solid month of income, especially if you save the large majority of it…which you are. Those dollar bills are your little employees working for you, after all. 🙂

  1. Looking good this month (though your numbers all show May 2015 – flashback?) 🙂 I’m hoping the market tanks right around October 1 when we get our PFDs! Tank, baby, tank!

    1. Ha! Thanks Maggie, appreciate the heads up regarding the inclusion of “May”. Yeah, we used that one as a base and overlooked that change. It should now reference August rather than May. 🙂

  2. Hey Steve –

    Looks like you had a good month. I hope you don’t mind, but I borrowed your side bar format for my net worth tracking as well. I like that readers can see the performance at a glance.

    I know most probably took a hit on net worth, but the one benefit of being in so much cash that was not invested I was able to actually not only deploy some capital near the lows of that move last week, but also eek out a gain in net worth.

    Glad you were able to push some new money into the market during the decline.


    1. No problem, Dominic – glad my format gave you an idea about what to do with yours. I’ve stolen quite a bit of ideas from other bloggers throughout the years. Sharing is caring, right? 🙂

  3. That’s a nice juicy savings rate! Congrats on unloading the Ridgeline, too! Also.. I’m glad to see such a large portion of the food budget went to fruits and veggies! They’re expensive but it knocks the socks off of eating meat!

    1. Hey Chris!

      We love our veggies around here – we eat mostly vegan when we’re home…though, we are admittedly adding a little bit more cheese into the diet. But man, eating this way has made a big difference in general health, and I’m also the thinest that I’ve been since college – right at 201 pounds. For a 6′ person, I’ll take it! 🙂

  4. You guys are posting so much, I can’t keep up! Nice work on the budget and savings this month, as always. And love your positive attitude about the market crash… Wish we could share that! 🙂

    1. Hey ONL – yeah, we’re on a roll with the posts. I have a nice backlog of posts lined up and ready to go, too. I guess I’ve been in one of those writing kicks. 🙂

  5. What, no $70 “Steve’s cheese” bill this month? hahahaha
    We’ve realized our grocery bill will probably be where it is now until we pull the trigger and can have more time to do more “cooking” again. We do cook, but not as much elaborate from scratch style as we used to, and with our schedules, it’s amazing we cook as much as we do.
    I have to say, I love just chunked up sautéed cauliflower, and if you can handle the oven heat, slice cauliflower into ~1″ slabs, a little olive oil, salt/pepper and roast until just turning brown. My fav! The sautee is a quicker/cooler method of the same thing though.

    1. Dude, that parmesan cheese was the best damn purchase that I’ve ever made! Mmm, parmesan. 🙂

      It’s funny that you mention cauliflower, because I’ve never been a big fan of the stuff. But, it is interesting what a little sauté can do to a veggie without a lot of taste. I’m almost prepared to say that I…well, like it!

  6. I took a week off camping with no internet access and come back to see you had 27 posts. Yikes! You guys are writing animals! 🙂

    Those are some very nice numbers with the sale of the vehicle thrown in. Could you imagine how fast retirement would come with a 78% savings rate each month?

    1. Bryan,

      Totally, we are finding that the faster we save, the faster we retire – and the Mrs. is looking forward to seeing the country. I’ve been in the “retirement” mindset for years already – which may not be a good thing, BTW. It makes working that much more difficult. 😉

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