Budget January 2015 – Gotta start somewhere

6 thoughts on “Budget January 2015 – Gotta start somewhere”

  1. Nice savings rate. You have inspired me to start calculating that next month.

    I hear you on the doggy daycare. Before we bought the house we were in, we lived in a high rise with no way for our pet to go outside to do its business. So we alternated between spending $35/day at the daycare and $10/day to have a dog walker come to our apartment during the day to take our dog out for 15 minutes.

    Now we have a backyard so we eliminated that expense.

    Looking forward to the next report.


  2. Steve,

    That’s a really solid month, especially considering it’s the first time you’ve ever tracked every penny. Outstanding.

    That high income is a big advantage. That allows a lot of leeway in the budget that perhaps other people lack. You guys probably spent pretty freely and still saved half of your income. That’s fantastic. That means you could comfortably cruise to freedom or crank it up and get there ultra fast.

    Keep it up!

    Best regards.

  3. Nice job! My wife and I have been trying to hone in on what our fun money amount should be each month. I did leave in some other categories that we may just want to combine into the fun category to simplify it. We always find a way to go over on food, too.

  4. Looks like y’all are going to see where your spending is getting the better of you. As much of a pain as it is, I can’t tell you how much tracking every minute transaction in the budget has helped us. We even worked out an excel sheet that makes it easy and tracks our income. It is nice to be able to see and know how much you are saving pre-tax and of the take home pay. It does make you get a little obsessed with spending and when that number goes down, it drives you nuts! Keep it up!

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