Have you seen the new Personal Capital dashboard?

Published May 26, 2017   Posted in In Retirement

If you haven’t logged into your Personal Capital dashboard lately, then you may have missed the new dashboard interface that they rolled out recently. I hope you like dark blue, though.

A classy Disclaimer: This blog post contains affiliate links! All kinds of affiliate links. Affiliate links galore! You have been warned, my good financial friends. Honestly, don’t we all assume these types of posts contain affiliate links by now? 😉

Here’s what my Personal Capital Dashboard looks like (from a Desktop device):

Okay – what makes this even more beautiful is the fact that the market generated a $41,000 increase in our net worth over the past 90 days, which is pretty screamin’ cool. But beyond the numbers, I’m digging the new interface.

The colors are lovely. Calming blues in the midst of [hopefully] exciting financial times. A more compact look and feel requires far less scrolling than the previous interface.

Less hunting and pecking to find data that probably interests those who are tracking their financial picture on Personal Capital – like, for example, Net Worth, Investable Cash, Market Movers and Cash Flow right there. No clicking. No scrolling.

The graphs changed a bit, too. Previously, the Cash Flow graph contained circles. Now, we’re gettin’ a couple of bar charts:

Here’s the new Cash Flow page – virtually identical in substance. We aren’t necessarily seeing more information. Instead, we’re seeing it differently:

It’s a Personal Capital Dashboard facelift

As far as I can tell, no additional functionality was added to Personal Capital. This update accomplished nothing more than a change to the look and feel of the Personal Capital Dashboard. But still, I respect the fact that Personal Capital wants to keep things fresh and improving.

What was wrong with the previous interface?

As far as I’m concerned, nothing. My major gripe with Personal Capital has always been their inability to connect to some financial institutions. And I’m not talking about small, inconsequential companies, either. Major businesses, like Ally. We haven’t been able to connect our Ally credit card up with Personal Capital since we first got it – months ago.

If there was nothing wrong with the Dashboard, why change it? I can’t answer that question. But, it’s a fair one. Many of us were used to the previous look and feel. But hey, like I said, I like it when companies try new things and push the envelope a bit.

It makes me feel like I’m doing business with people, not some nameless corporation.

So, tell me – what do you think of the new Personal Capital Dashboard? Improvement or a step backward?

We track our net worth using Personal Capital



Comments

18 responses to “Have you seen the new Personal Capital dashboard?”

  1. HML says:

    They haven’t been able to link my TIAA cref accounts correctly either – that is a big pain!

    • DAK says:

      Yeah, not only have I had issues with them not linking, but they have ignored my multiple (repeated) customer service inquiries. I think that should be fair warning to folks, they’ve given it a facelift but it is still not your one-stop shop. I will still have to use mint.com and may consider other providers although I still like a lot of the portfolio views that personal capital provides.

      BTW Steve, can you tell us if you have an affiliate relationship with personal capital?

      • Steve says:

        Hey DAK – yup, I have an affiliate account. Whenever you see links like BlogDomain.com/PersonalCapital, or BlogDomain.com/go/PersonalCapital, then it’s most likely an affiliate link. 🙂

  2. Thanks for the heads up on this Steve. I’ve just been logging in on the phone app so I didn’t realize there was a change to the desktop version. I did just log in and while I love blue I’m not sure I’m liking the dark blue with white font for the left side financials. I do think I like the new cash flow bar graph and the retirement savings tracker though. So one step back and one step forward on first view. I’ll give it a few more log ins and then provided feedback to them as it looks like they are asking for it.

    While I’ve experienced a few connection issues with them in the past, they have always worked through them, although some did take a great deal of time. I’m still very pleased with them overall.

  3. Oooh, I feel like a bad PC user! I didn’t notice the dashboard had changed–oops. But hey, I love that they’re constantly innovating; hopefully that leads to newer, better ways to track our money. 🙂

  4. I’ve been using this new UI for couple of weeks already and I love it. It wasn’t comfortable at first but now it makes more sense for me, The only thing I would add is customizable dashboard, where users would chose what widgets they wan to see

    • Steve says:

      Yup, those things at first looked like movable widgets. But, they aren’t. That’s not a HUGE deal for me, but you’re right that it would have been a nice touch.

  5. Mihou Zapata says:

    Hi Steve
    I am following your footsteps but actually far to retire:however reading your posts and watching your videos keep me motivated.
    Can you tell me is personal capital is better than mint.
    My greetings to Courtney.
    Mihou

    • Steve says:

      Personal Capital is very different from Mint. Personal Capital is designed to track your entire financial picture from a higher level. Cash flow. Net worth. Investments. Debts and assets. Mint is primarily about budgeting and day-to-day spending. They can’t really be compared because they were designed for different purposes.

      Thanks!

  6. Wolf says:

    This article was nothing but a plug for personal capital. Classy blogs start such articles with disclaimers.

    • Steve says:

      I would venture to say that 99% of the Personal Capital articles on the face of the Internet contain affiliate links. Must we continue going through the motions with those stupid disclaimers? Tell ya what – I’ll include one in this article anyway, just to show how much I love you.

  7. DUSTOFFER says:

    Like all interface updates, I generally dislike at first. I was used to the old interface and the initial visual change, without any actual content change just frustrates me. However, as always, I get used to it and it becomes the new norm. That just might be my crotchety ways…GET OFF MY LAWN, PERSONAL CAPITAL!!!

    That said, my biggest frustration with Personal Capital is not being able to connect multiple accounts from the same company. For example: my wife and I both have separate TSP accounts, but can only input one username/password. Same thing with our Vanguard IRA’s. So, since I’m the primary PC user, I just have my accounts loaded. I feel like there’s probably sometime blatantly obvious that I’m just overlooking. Anyone know of a work around for this so that we can view both TSP/Vanguard accounts on PC?

    • Amy Blacklock says:

      Hi Dustoffer, My husband and I both have separate accounts with Vanguard, Fidelity, and our local credit union, and I am able to link each and every account by just adding another account. So in other words you will see 2 separate entries for Vanguard, one being your account and the other being her’s. Name them differently so you will know who’s is who’s.

      • DUSTOFFER says:

        Hi Amy, I’m a bit embarrassed to point out what I was missing, so I’ll just go ahead and say thanks for pointing this out for me! PC account is all integrated now and we can finally track all our accounts in one place.

  8. Lauren says:

    Don’t complaint about it…the new dashboard face lifted is amazing and I really liked it.
    I wish Mint would do the same. Their web interface is so blend and unappealing that it sucks!

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