Reflecting on 2014 - The year that changed my life

2014 has been one hell of a year, and my happiness level has never been higher. I'm happy. I'm healthy. I am on the path towards financial independence and retirement by 40. Thanks 2014, you rock.
Dec 29, 2014·9 min read

This New Years, don't resolve, reflect!

The resolution process seems relatively pointless to me because the idea of New Years goal-setting is much too robotic, and it is tough for me to establish realistic and achievable goals for the future if I don't make an effort to examine what worked well for me in the past.
Dec 28, 2014·5 min read
Eating out

Opinions wanted: How do you "live a little"?

Especially during the holidays, the temptation (and, in many ways, "expectation") to splurge on some of life's convenience or luxury items - otherwise known as "living a little", surface in full swing. As in rehabilitation, it is often helpful to talk about these vices and get them out in the open, admit to them, and then improve your mastery over your more spendy types of behavior.
Dec 24, 2014·1 min read

I've been rethinking this whole "college" thing

It was not long ago that I thought that spending four years in college and getting a degree was the only "real" way to make a living in this country, and that anyone who found work another way somehow isn't doing it right, or at the very least, was not as qualified.
Dec 21, 2014·5 min read
How to Think

Why I quit my job as a high level manager

I was the boss. My hard work finally paid off. But, I wasn't happy. Nothing really changed except the people that I reported to, and they were more demanding, critical and bottom-line oriented.
Dec 18, 2014·6 min read
Change Your Life

What I think of Mr. Money Mustache

If you have been around this whole early retirement business long enough online, chances are good that you have run across a web site called Mr. Money Mustache. This guy retired from his software development job at the ripe old age of 30 and has spent the last several years enjoying his life doing things like taking his son to the park, riding his bike and generally basking in what he terms the "badassity" of early retirement.
Dec 16, 2014·3 min read
How to Save

5 steps to better gas mileage, guaranteed

Start incorporating these five simple changes (hypermiling) into your driving style and watch your gas budget take you farther while on the roadway.
Dec 14, 2014·6 min read
How to Think

Give something more meaningful this Christmas

Let's get away from this nonsensically expensive consumerism in this country by looking at other gift options that the lucky recipient of your gift might actually like better. Think of these as the gifts that keep on giving. A $150 tie doesn't give much throughout the year.
Dec 11, 2014·4 min read
How to Think

Hi, I'm Steve, and believe it or not, I am not perfect

Throughout these pages, I painstakingly chronicle (preach?) the things that my wife and I have done to minimize our lifestyle, think happy thoughts and focus on true financial independence and happiness - with a little bit of retirement thrown in. I have improved a hell of a lot over the past couple of years, but even now, I am still not perfect.
Dec 8, 2014·4 min read

Could you live in a tiny house?

A typical tiny house comes equipped with fully functional kitchens, bathrooms and bedrooms. Larger tiny homes may offer an upper level loft for a second (or primary) bedroom away from the living area downstairs. Nicer tiny home options may offer screened in decks or porches.
Dec 6, 2014·2 min read