Financially speaking, there’s a whole lot of goodness that has gone down in our household over the past year. I mean, seriously life-altering shit that prepared my wife and me to achieve financial independence and retire before I reached the age of 40 36 35. Things are happening quickly for us and I think that … Continue reading The 3 most critical steps to retire early
I remember when I was a kid, maybe 15 or 16 years old, I wanted a small telescope to play with because I had an interest in astrophotography. This telescope was relatively modest, and I spent several weeks saving up my money to buy it. After all, my parents forced me to have a budget, so I knew exactly how much money I could spend.
Month after month, I continually added money into my budget until, finally, I was in the home stretch. I was $20 or $30 short, and I happened to mention to my dad my plans for my purchase.
In my head, things were going along as planned. I wanted to buy something, so I saved until I had the money to buy it. I worked within the confines of my budget and followed all the rules of proper money management. At 15, I felt proud of myself for doing so.
I was shocked when I heard my dad’s response. Continue reading “How my budget failed me big time”
If you have been a reader of Think Save Retire for any amount of time, you probably have a general idea of our plans for the future. Save, buy townhome in Sedona, pay off townhome in Sedona, move to Sedona, eventually buy our home in Sedona and rent out townhome to cover home costs. Live happily ever after.
Throw in figuring out side income streams, traveling across the US in an RV and other assorted randomness and you’ve just about got it. However, through all this online talk, there is something that has been missing – the numbers!
Okay, this might get a little messy. But you’ll love it, I promise! Continue reading “Planning our retirement by the numbers”
About midway through 2014, we adopted our new “fuck this” attitude about working until 60 and decided to achieve financial independence as early as possible and retire before I hit the big four-oh three-six. Since then, our household has become much, much more stringent with our finances, and our budget has been instrumental in keeping us on the … Continue reading How we budget our monthly expenses