Hi, I’m Steve, and believe it or not, I am not perfect

Throughout these pages, I painstakingly chronicle (preach?) the things that my wife and I have done to minimize our lifestyle, think happy thoughts and focus on true financial independence and happiness – with a little bit of retirement thrown in.  I have improved a hell of a lot over the past couple of years, but even now, I am still not perfect. Continue reading “Hi, I’m Steve, and believe it or not, I am not perfect”

Are your cars ruining your future?

Americans have a strangely peculiar and downright expensive relationship expensive cars.  If you see someone pulling out of their 3000-sqft house in their brand new Chevy Tahoe or F-150 Raptor, I’m talking about those people.  But it does not stop there.  So many Americans are trapped into the status symbol of big homes and nice cars, and it’s literally ruining their future. Continue reading “Are your cars ruining your future?”