Hi, I’m Steve, and believe it or not, I am not perfect

17 thoughts on “Hi, I’m Steve, and believe it or not, I am not perfect”

  1. Steve,

    “I also found a work-from-home gig so I no longer commute…at all.”

    And you have a Ridgeline and a CTS? Come on, man! 🙂

    “I feel it is more cost effective to simply live with my decision and literally drive this sucker into the ground to get every penny that I possibly can out of it.”

    Honestly, I highly doubt it. I bet you’d be better off selling it, especially since you don’t even need the one car, let alone two. If you do need one car (for the wife), I’d sell both and get a used Corolla or Civic or something equally cheap, reliable, and boring.

    No offense, but if you’re really interested in retiring early, these are pretty obvious moves. This is one of those “hair on fire” emergencies, as Pete would put it.

    I’m just wondering…It sounds like you want to retire early, but you also don’t want to give up some of the luxuries holding you back? Unless, you guys make $200k/year and you can easily waste half of it? When I started down my journey, I did everything possible to maximize every single red cent. If I had a CTS, that thing would have been sold as soon as I could find a buyer. Just my perspective.

    Best of luck!!


    1. Yep, that’s why these things are vices. And honestly, I was all geared up to get rid of my CTS earlier in the year, but it just didn’t make financial sense to me. With the depreciation of the vehicle and the amount that I had left on the loan, I’d be barely breaking even on the sale – maybe would have come out with a few grand, and with the purchase of another vehicle, I’d probably be in the hole some.

      Would it save me some cash in the long run, though? Maybe. I might even say *probably*. But I’m not sweating the car. Combined salary between my wife and I is darn good, so it’s one of those things that I’m willing to live with. It just wasn’t worth the effort to go through for such a return.

      Now the Ridgeline on the other hand…I would consider that a LOT more of a luxury than the CTS – even though it’s completely paid off. 🙂

  2. None of us are perfect and having a pool is pretty sweet, remember that next time it is hot and you are able to take a dip while the rest of the world is sweating. I think it is totally doable to retire early and still have SOME of the luxuries of the rest of the normal population. Seems like you have a lot locked down where others don’t. I say don’t beat yourself up and enjoy your quality of life – while far from perfect, also far from extreme – which make you pretty darn close to normal.

  3. Hi, Steve! I just discovered your blog after reading one of your comments on RootOfGood.com. I’ve enjoyed the few posts I’ve read and will continue to visit. A bit about myself: I’m 37 and made the decision to become FIREd after coming across Mr. Money Mustache’s website two years ago. In February of this year, I got laid off, and the severance package put me very close to my FIRE number. Last month, I moved out to Colorado and plan to spend the next year snowboarding, hiking, drawing, playing tennis, and teaching myself Spanish before deciding what to do next. I’m looking forward to following your journey in the Airstream!

    1. Thanks for dropping by, Rafi! I appreciate you making your way over here from Root Of Good (Justin is one of my favorite ER bloggers!). Definitely sounds like you’ve put the pieces in place to make early retirement a reality for you, even if you take on some additional work here and there. Very big congratulations! I lived in Colorado Springs for three years and loved it. 🙂

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