Browsing tag: How to save

Be sensible, not minimal – why minimalism sucks

Published July 12, 2017   Posted in How to Save

Though I have written in some detail about our desire to downsize (minimize) our possessions, my goal is not to become a minimalist. In fact, I do not believe that the concept of minimalism is all that helpful in our path towards financial independence and early retirement. “Minimalism” to me is a negative term. Nobody […]

What grade school teaches us about our future

Published June 23, 2017   Posted in How to Think

If you like to learn (and since you’re reading this blog, the answer is definitely “YES”), then grade school was where it was at.  It seems like with the passing of each grade, us studious young human beings took the knowledge and experience acquired over the past year and used it to shape the next. We grew, […]

How to make $100 worth a whole hell of a lot

Published October 26, 2016   Posted in How to Think

When you’re working full-time and bringing in $100,000 a year, a $100-spot probably doesn’t seem like all that much. Heck, it doesn’t even represent 1% of your income. You can easily drop $100 on a nice dinner these days. Or a new pair of kicks. Us “professionals” spend $100 like it’s going out of style. […]

Despite market losses, we’re up over $150k in 2015

Published January 13, 2016   Posted in How to Save

In the beginning of 2015, things were humming along normally. The market was doing well, just like it had been since 2012. We were enjoying solid monthly increases to our net worth on the order of $15k to $30k some months. We were set to retire by the end of 2016, thinking that we’d have more […]

I have maxed out my 401k and Roth IRA, so now what?

Published November 9, 2015   Posted in How to Save

As you probably know by now, I’m a bit of a saver. In fact, over the past year I have turned into a turbo-saver by throwing every last dollar that I can into savings in preparation for the ever-sweet departure date at the end of 2016. In October, I maxed out my 401k and Roth IRA […]
I received an email a couple weeks ago from a reader who expressed disbelief that my “retirement account” (read: investments) grew by a whopping $120k this year – and the year isn’t even over, yet. I love this email.  It gives me the opportunity to point out how powerful a high savings rate can be […]

Bye bye Honda Ridgeline; will I miss you?

Published August 19, 2015   Posted in How to Save

I’ve written in some detail about the mistakes that I’ve made in my past.  Cars, unfortunately, are included in that list (and perhaps the biggest part), and cars also happen to be one of the more significant drains on people’s pocketbooks. It sure as hell was for me.  The cash that I’ve dropped over the […]

My wife just made $100k her bitch

Published July 31, 2015   Posted in How to Save

Just seconds ago, my wife messaged me with delightful financial information – her company-sponsored 401k retirement account has finally, after months of flirting with the magical 6-figure amount, finally crested the $100k mark. And you know what?  That rocks. It rocks so hard that I can hardly contain myself.
Let’s face it – the large majority of Americans know how to retire young.  Most of us know that to retire significantly before our 60s, we must save our money rather than spend it.  Ultimately, it is the accumulation of wealth that enables us to quit our jobs and live out the rest of our […]
If you are anything like me, you are constantly on the lookout for ways to save money that will make a difference, but also aren’t hard. Now that we’ve whittled our budget categories down to where we think they should be (at least until our next budget checkpoint in a few months), I’ve been looking for […]