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In Retirement

After six months of early retirement...

I retired from full-time work six months ago. Imagine that, a whole half year. It doesn't seem like it's been that long, but I'm damn near half way toward the anniversary of another year gone by since birth without a job. Amazing to think about if you ask me. Me and the peeLet me plainly state that I find blog posts that only talk about the rosy side of virtually any lifestyle - early retirement or otherwise - to be wholly unhelpful at best and flat deceptive at worst. Early retirement is still
Jul 3, 2017·6 min read
How to Think

Every company I've worked for fails the Essentialism test

I'm reading a book called Essentialism. It's the manuscript for simplifying your life and removing much of the bullshit that clutters our minds and distracts us from those things that are truly important. No organization I've worked for has done this. At all. Essentialism, by Greg McKeownIf you've ever read anything by Tim Ferriss, you already know the premise. Keep meaning. Remove crap. Pick and choose ruthlessly. Only, this book wasn't written by Tim Ferriss. Greg McKeown is the mastermind beh
Mar 13, 2017·3 min read
How to Think

The super secret key to success: Ask!

Do you want success? Ask for success. Waiting for success to happen is a game that we will lose almost every time. Don't wait for things to happen TO US.
Feb 22, 2017·6 min read
How to Retire

My name is Steve, and I just retired at the age of 35

It’s pretty damn surreal right now. I have achieved my ultimate goal. As of this year, I am done with full-time work. Like, “done” done. Unless something absolutely catastrophic happens, I will never set foot in an office again as a member of their full-time work staff. That’s it, and at the age of 35, I’m free. Best damn Christmas gift ever. My 401k is stacked, and now I am free to pursue everything that I’ve always wanted to pursue but felt like I couldn’t due to the amount of time it takes t
Dec 27, 2016·7 min read
How to Think

The work experience: Moving on to sales and beyond

In part one of the Work Experience, I talked about my first job. I was 15 and wanted extra cash, and I was willing to do just about anything. And honestly, I HAD to do just about anything; 15 year olds don't have marketable skills. At least I didn't. I spent the majority of my time in pick-up basketball games in the neighborhood. The rest of the time I was inside watching movies or Saved By The Bell with the aforementioned cheese balls. S
Nov 9, 2016·5 min read

The work experience: In the beginning

As we drove, I remember thinking about a void in my life. It was a powerful feeling, one that ultimately kick-started what I like to call my "work experience". Earning paychecks. I was 15 at the time, the age where kids were permitted to work in my state. The void I felt was real and it wasn't getting any better. It cycled every month, beginning anew. It got so bad, in fact, that by the end of the month, I would have nothing left. It was gone. There just wasn't enough. The void was money. I got
Nov 7, 2016·7 min read

That generous vacation package might not be as nice as you thought

At my former company (before retirement ), employees could take as much vacation as they want. It's virtually limitless, within reason. Vacation time isn't "accrued". You take it when you need it, as much as you want. At first blush, this seems pretty damn sweet. As much vacation as you want? Score! Here is the rub: My company also tracked your utilization time, which is time spent directly in support of a billable contract to a client. The gr
Aug 8, 2016·4 min read
Early retirement

How to ER: 5 easy habits early retirees practice everyday

The habits of early retirees tend to be profoundly powerful, yet strangely simple. We all know that early retirees "save money" - that goes without saying. But what else? And how many of these lifestyle techniques could be picked up and mastered by anyone? Probably more than you think. These habits work, and work well. We practice them all the time. Most early retirees and future early retirees practice these and, dare I say, have mastered them. And chances are, if you share our dream of retiri
Jun 29, 2016·6 min read
Early retirement

7 things those who will never retire say

"Lifers", or those who will probably never retire, say the darndest things. Here are some of my favorite "lifer" quotes and, of course, my response to them.
May 23, 2016·6 min read
How to Retire

That time I unexpectedly told my boss that I'm quitting

The day, as most of them tend to do, started like any other day. I made my way through my well-oiled routine without a squeak - wake up, grab a shower, make some coffee and sit down to check out what is in store for me at work. So far, everything's cool - until our division-wide telecon. Actually, let's back up a second. Up until this morning, I was "in the closet", as it were, regarding my intention to quit full-time work in December [https://thinksaveretire.com/our-financial-independence-date-
May 16, 2016·5 min read
How to Retire

Rocking through my last year of full-time employment

It is only natural to second-guess yourself the closer you get to accomplishing a major life goal, and retiring early from full-time work is no exception. It seems the closer we get, the more unsure we become. Maybe another year of work will drive the nail more firmly into the coffin? There's only one problem in my situation: I am not all that "unsure" about this decision. In fact, it's precisely the opposite - the closer I get to December [https://thinksaveretire.com/our-financial-independence-
May 11, 2016·4 min read
Early retirement

The game show logic behind early retirement

Pretend that you are a contestant on a game show, and the host presents you with three doors. Behind one of the doors is a giant man-sized check for $1,000,000. Steaming piles of manure sit behind the other two, relentlessly festering a gawd-awful stench. The host then instructs you to pick one of the doors - A, B or C. Obviously, you want to pick the door that hides the million bucks, not the ones with a steaming pile of shit. At this point, you have a 33.3% chance of selecting that door. Agree
Mar 30, 2016·5 min read