Hi, I’m Steve, and believe it or not, I am not perfect

Throughout these pages, I painstakingly chronicle (preach?) the things that my wife and I have done to minimize our lifestyle, think happy thoughts and focus on true financial independence and happiness – with a little bit of retirement thrown in.  I have improved a hell of a lot over the past couple of years, but even now, I am still not perfect. Continue reading “Hi, I’m Steve, and believe it or not, I am not perfect”