Psychology of Spending


59 Posts with this tag


Lookie there! Spend money on experiences, not things!

Over the last couple of years, my wife and I have transitioned over to a philosophy of spending money on experiences rather than stuff - like trips to Sedona, Disney World, Glacier National Park for my birthday this coming July...even a pumpkin patch last October to get us into the mood for Halloween.
Apr 13, 2015·3 min read
How to Think

Turn your life into a black and white photo

Simplify. Minimize. Remove clutter. Reduce stress. Then, just relax and let your mind wander through a sense of peace and tranquility. The experience is magic.
Mar 31, 2015·5 min read
Financial independence

Lookie there! Apply intermittent fasting techniques to your spending habits

Today's topic is courtesy of Travis Pizel from Enemy of Debt, and he wrote about applying the principles of intermittent fasting, which is a dieting (read: "lifestyle") technique where food is only consumed within an 8-hour window of time each day, to your spending habits.
Mar 24, 2015·2 min read
Financial independence

A Yahoo report on finances that actually makes sense?

You won't believe what I found online today - it was a Yahoo Finance story about a Yahoo columnist and author who believes that useless increases in the cost of the so-called "American Dream" are sending middle class Americans deeper and deeper into debt. The miraculous element of this story is what the author claims is the cause of this phenomenon: their own spending.
Feb 8, 2015·3 min read
How to Save

Those fancy-schmancy wallet-busting weddings

For some insane reason this Friday evening, I started Googling for the average cost of weddings in the United States of America. I got a hit through the Huffington Post, so I clicked - and read. Holy crap, I could hardly contain my bowels when I discovered the amount of cash that we are blowing for our weddings these days: almost $30,000.
Jan 22, 2015·5 min read
How to Think

Get excited about the little things in life!

How many of you out there have ever said "Man, I'm excited for this weekend because..."? Or, maybe yours went something like "I can't wait for our vacation to's gonna be hella-awesome!". Whatever awkward phrases that you use to describe what you're excited about, it's always nice looking forward to something. It puts a smile on your face. Each time you get excited, it makes life a little more awesome.
Jan 11, 2015·4 min read
Eating out

Opinions wanted: How do you "live a little"?

Especially during the holidays, the temptation (and, in many ways, "expectation") to splurge on some of life's convenience or luxury items - otherwise known as "living a little", surface in full swing. As in rehabilitation, it is often helpful to talk about these vices and get them out in the open, admit to them, and then improve your mastery over your more spendy types of behavior.
Dec 24, 2014·1 min read
How to Think

Give something more meaningful this Christmas

Let's get away from this nonsensically expensive consumerism in this country by looking at other gift options that the lucky recipient of your gift might actually like better. Think of these as the gifts that keep on giving. A $150 tie doesn't give much throughout the year.
Dec 11, 2014·4 min read
How to Think

Hi, I'm Steve, and believe it or not, I am not perfect

Throughout these pages, I painstakingly chronicle (preach?) the things that my wife and I have done to minimize our lifestyle, think happy thoughts and focus on true financial independence and happiness - with a little bit of retirement thrown in. I have improved a hell of a lot over the past couple of years, but even now, I am still not perfect.
Dec 8, 2014·4 min read
How to Think

Man's best friend turns our Thanksgiving into a wild ride

This year, surgery on one of our dogs turned this Thanksgiving holiday into an emotional roller coaster, a whirlwind of highs and lows - doggy style!
Dec 1, 2014·5 min read
How to Save

Are your cars ruining your future?

Instead of buying a Honda Accord or Ford Fiesta to drive to Point B, many Americans instead will spend thousands more on a BMW, or a gas-guzzling pickup truck, to bring them to Point B.
Nov 18, 2014·2 min read