The new year is here! What 2015 means to me

2 thoughts on “The new year is here! What 2015 means to me”

  1. Looking forward to following along on your journey. I had my own financial renaissance last year at 27 in January of 2014. My wife wasn’t exactly ready for all the changes I had in my mind all at once. So I have slowly nudged her and got her buy in over the course of the last year. The most notable change was moving to a place where neither of us had to commute, we bought a house 4X the size for half the money of a much small house would had cost us. All in all that single move saves us $3,000/month without any changes to our current lifestyle.

    We still enjoy going out to nice dinners on the weekends. I also put together a plan to have our mortgage paid off in 7 years by the time we are 35, which gives us a lot of options. The stretch goal on that is really 5-years, and to have both our house and investment property paid of in 7 years. Again this is something I had to work on crafting and presenting the dream to my wife to get her buy in.

    The best thing about the plan is it doesn’t effect our current standard of living. It makes it a lot easier for my wife to say okay…because she likes the way we live.


    1. Thanks for stopping by! Making smart financial choices is the key to financial independence, and developing a lifestyle while you’re working that will support your life after retirement, without a whole lot of changes, is critical to keeping your financial situation cool, calm and comfortable after your working days are over.

      Life is nothing but a journey…might as well enjoy it. 🙂

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