AmOne Reviews: is it legit for finding a loan? (2020)

    Money shortages can happen to even the best budgeter. When you find yourself in a financial jam, it’s good to know you’ve got options for getting out. However, it can be tough to know whom to trust when you’re looking for an online loan. That’s why we are sharing our reviews of AmOne Funds.

    Here are the fast facts: AmOne is a lending site that provides a legit, trustworthy, and convenient way to help you confidently resolve a variety of money issues.

    AmOne  Review - The specifics:

    1. Who is AmOne Funds?
    2. Is AmOne Funds safe? (Yes!)
    3. What can I use an AmOne loans for?
    4. How much does it cost to use AmOne Funds?
    5. What makes AmOne Funds different from other lending sites?
    6. How does the process work?
    7. AmOne Funds: Pros and Cons
    8. Are there any AmOne reviews from other sources?

    Who is AmOne Funds?

    AmOne Funds is a free service that helps to connect consumers and small business owners with loan programs. They use a state-of-the-art search process to find loan options that work for you, and they offer personal help with their Loan Matching Specialists. They can help you figure out what your best move is when it comes to personal loans, and they can save you time.

    Is AmOne safe?

    Yes! They don't store your personal information, and they only share your details with the lenders you choose to work with. Their personal loan process is safe, secure, and confidential.

    What can I use an AmOne loan for?

    Personal loans can be helpful in almost any situation you can think of. Some of the most popular uses for personal loans  include:

    • Small business or startup loans
    • Consolidating debt
    • Financing large purchases
    • Paying off medical bills

    Of course, you don't need to have had one of these life events in order to apply for a personal loan.

    How much does it cost to use AmOne Funds?

    They will never ask you to pay for their loan matching service. That’s right, they want to help you for free! Plus, they’ll never ask for checking or credit card information which helps to keep you secure.

    What makes AmOne different?

    With AmOne Funds, you can apply for up to $50,000 in personal loans AND you can look for credit cards that fit with your credit score (or lack thereof). Not to mention their US-based live loan expert hotline is available to help you find the best option for your loan needs. Additionally, they’ve been in business for almost 20 years so you know you can count on AmOne to be there for you when you need them.

    How does the process work?

    Looking for a personal loan with AmOne Funds is simple.

    • Fill out the simple form with the information required of you: credit score, loan amount, loan purpose, personal information (like your social security number and birthday), and information about where you work.
    • Press submit.
    • Wait for AmOne Funds to connect you with lenders.
    • Choose the loan option that works for you.

    If you have any questions after this process, you can give AmOne Funds a call directly! Who doesn’t want a little extra support when it comes to money matters?

    AmOne Pros and Cons:

    Pros: Help is readily available with their loan hotline. They offer a wide range of loan options for people with all kinds of credit history. The lending process can be quick with AmOne Funds.

    Cons: AmOne Funds aims to match borrowers with the best lending option, but the finer details aren’t always clear at first. Some people have reported that they aren’t sure about the APR of the loans they’re matched with until they get far along in the process, and those interest rates can get pretty steep based on the borrowers circumstances.

    Are there any AmOne reviews from other sources?

    AmOne Funds has over 800 reviews on Trustpilot. Here are a few recent highlights:

    “The loan process was hassle-free and no fluff. It was quick and professional. One of the best customer experiences I have had.” - Sheri, November 2019

    “Thank you for your superior customer service and for aligning me with an alternative option that ended up being exactly what I needed” - Alicia, August 2019

    “My credit will be saved and with this program I will be able to live without the fear of lawsuits and bankruptcy...This program by far is the best option for me that I didn't even know was out there!” - John, June 2019

    “Excellent customer service. Genuinely nice people. Really wants to help those who are struggling with debt, and doesn't judge regardless of their past credit history. Would recommend to all my family and friends!” - Seng, January 2019

    AmOne is rated 3.5/5 stars overall at Consumer’s Advocate. With 3 stars for flexibility and fees, and 4 stars for customer service and reputation, and is generally considered trustworthy by Consumer’s Advocate.

    LoanReviewHQ rates AmOne at a 2/5 stars. Some of their highlighted strengths are: fast cash, easy approval, and approval for people building credit. Weaknesses include issues with clarity around high interest rates once again, “Many applicants mentioned in their reviews that they did get a loan funded through AmOne’s lender network, but they had interest rates in the triple digits going as high as 750%.”

    There’s the long and short of it. AmOne Funds has a proven track record of offering a variety of personal loans and financial solutions, and they’ll likely be able to help you find what you’re looking for. However, as with all money-lending scenarios, you’ll want to be a savvy borrower and make sure to review the details of your loan options.