Email from a reader: Your retirement account grew by $120,000 in 2015? Bull!

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Email from a reader: Your retirement account grew by $120,000 in 2015? Bull!

I received an email from a reader who expressed disbelief that my investments grew by a whopping $120k this year - and the year isn't even over yet.

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Email from a reader: Your retirement account grew by $120,000 in 2015?  Bull!