How to Retire

Would you pay $164k a year to live on a cruise ship? This woman would!

For seven years, 86-year-old widow Lee Wachtstetter has called a Crystal Serenity cruise ship "home". By now, the crew on-board the ship is like family to her, and she regularly ballroom dances, attends cocktail parties and movies, lectures and other activities. And, I'm sure this woman hasn't cooked a meal for herself in years.
Jan 25, 2015·2 min read
How to Save

Those fancy-schmancy wallet-busting weddings

For some insane reason this Friday evening, I started Googling for the average cost of weddings in the United States of America. I got a hit through the Huffington Post, so I clicked - and read. Holy crap, I could hardly contain my bowels when I discovered the amount of cash that we are blowing for our weddings these days: almost $30,000.
Jan 22, 2015·5 min read
Conventional wisdom

8 life lessons that I will never forget

Growing up, I had a particularly lofty expectation about professionals in the working world – heck, about the world in general. I thought that high level executives were the best in their field. I thought perfection was a critical element to success. I thought my competition would be my greatest limitation. I was fearful of what the world was about to hoist upon me.
Jan 18, 2015·5 min read
How to Think

Trying damn hard to stay frugal in San Francisco

My wife and I have a looming trip to one of our favorite cities, San Francisco, to celebrate the birthday of a friend of ours. But, there is no getting around the fact that San Francisco is not the cheapest place to tootle around in, and our friends of ours are definitely not on the fast track to retirement.
Jan 15, 2015·3 min read
How to Think

Get excited about the little things in life!

How many of you out there have ever said "Man, I'm excited for this weekend because..."? Or, maybe yours went something like "I can't wait for our vacation to's gonna be hella-awesome!". Whatever awkward phrases that you use to describe what you're excited about, it's always nice looking forward to something. It puts a smile on your face. Each time you get excited, it makes life a little more awesome.
Jan 11, 2015·4 min read
Comment moderation

This entire blog is now officially un-moderated!

As of today: This entire web site is completely, 100% unmoderated. That means comments will, by default, appear publicly on the site immediately after submission. No more emails asking me to approve a comment (which I generally did via my cell phone, increasing the time that I was mindlessly staring into my pocket-sized personal computer).
Jan 9, 2015·2 min read

What I look for in an early retirement blog

It seems these days, so-called "early retirement" blogs are a dime a dozen. So many blogs out there, so little time to digest them all. But quite honestly, some aren't worth the effort to digest because their main purpose is to make money.
Jan 8, 2015·3 min read
How to Think

Opinions wanted: Buying land and building a house vs. buying a pre-built home

After retirement, we plan on moving up to Sedona, Arizona - Sedona is nestled within red rock country in northern Arizona. It is a beautiful little town that attracts tourists throughout the year and is rich in hiking opportunities and generally getting more in touch with nature. We make yearly visits to both vacation and, now, to check out real estate in the area for our eventual move into the area.
Jan 4, 2015·2 min read
Change Your Life

Sedona, AZ is definitely in our future

We love Sedona, Arizona. We're determined to live our off-grid life there. Here's how we're going to do it.
Jan 2, 2015·7 min read
Change Your Life

The new year is here! What 2015 means to me

Finally, the new year has arrived. No more anticipation. No more resolutions or reflections. No more, "Next year, I will..." utterances. The next year is here, so it's time to finally put up or shut up. Happy New Year to one and all.
Jan 1, 2015·2 min read