Early retirement isn’t just about “not working”. It’s about the freedom to choose how to work without the constant need for money or worry over debt help, student loans or credit cards. Through financial independence we achieve the ability to take control of our lives in a way that wasn’t possible before. I love every minute of this lifestyle. 

Steve Adcock

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I show people how to design their lives by thinking differently, saving hard and retiring from conventional wisdom (the things you hate) through exploration and location independence.

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"Privilege" is not the key to early retirement.

There is no question that advantages we have in life (born in the first world, an uplifting childhood, etc) help tremendously to achieve financial independence and early retirement. But, it’s not a requirement to achieving amazing goals.  

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