Hi, I’m Steve, and believe it or not, I am not perfect

Throughout these pages, I painstakingly chronicle (preach?) the things that my wife and I have done to minimize our lifestyle, think happy thoughts and focus on true financial independence and happiness – with a little bit of retirement thrown in.  I have improved a hell of a lot over the past couple of years, but even now, I am still not perfect. Continue reading “Hi, I’m Steve, and believe it or not, I am not perfect”

Is that Starbucks worth another decade of working?

During my [now old] commute into work every morning, I rode by a Starbucks coffee shop whose drive-through line would not only wrap around the building itself, but out into the main road.  Every morning, drivers line up outside of Starbucks anxiously awaiting that $5 to $6 cup of coffee only to commute to an office or work place that likely already has coffee available. Continue reading “Is that Starbucks worth another decade of working?”