Millennial Money

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17 Posts with this tag

How to Think

How to avoid lifestyle creep when you’re surrounded by rich people

You’re surrounded by rich people, but you want to avoid lifestyle creep. Read about Melissa's childhood among the 1% and what it taught her.
Nov 6·9 min read
How to Retire

The Millennial Retirement Plan So Crazy It Just Might Work

When #millennialretirementplan was trending Twitter, one idea gave me hope among the realities of how bad the outlook is for millennials.
Oct 11·8 min read
College

Three actionable steps to pay for college (and not depend on student loan forgiveness)

Whether or not student loan forgiveness plans make their way into law, use these three steps to pay for college quickly, the smart way.
Jul 3·14 min read
Financial independence

Can you still buy a home if you have student loan debt?

Student loan debt plagues millions of people out of college or trade schools. Does it make sense to buy a house with this debt?
Jun 26·7 min read
How to Think

Your complete guide to a money-making career in the tech industry

A few weeks ago, I received an email from a reader asking me if I would work in the tech industry again if I had the chance to do it all over. Like I said before, this IT business can drain the life out of you. Long hours. It's boring, but also exciting, frustrating and lucrative all at the same time. I would do it again, but only because of the techniques that I have developed to keep this business from killing me. One
Nov 14, 2018·9 min read
In Retirement

How not to be screwed over by a Financial Advisor

It’s no secret the blogosphere tends to hold financial advisors in contempt. The money blog movement is steeped in DIY gumption that does not lend itself well to seeking outside help. Additionally, even though bloggers won’t admit it, at some subconscious level they have a self-serving interest in admonishing the industry. Let’s be honest; it’s a lot harder to sell eBooks, courses and affiliate links to people who are being served by an advisor. I have had the privilege of having a foot in bo
Oct 4, 2018·10 min read
In Retirement

He nearly drove through a funnel cloud, then ended his career

The other day, I got a remarkable email from one of my readers. He told me a story of when he nearly drove right into a funnel cloud in the wee hours of the morning in his semi truck, nearly ending his life. Luckily, he managed to only end his career, not his life. Online, he goes by the pseudonym "wolverine307" - or, Wolverine for the rest of this post. In the late 90s and early 2000s, he was an off and on OTR (Over The Road) truck driver. He drove thousands of miles transporting stuff from h
Oct 2, 2018·4 min read
How to Retire

Is that Starbucks worth another decade of working?

Combine the value of cable and your morning cup-of-Joe and you’re treading in the neighborhood of $1 million in lost wealth over 40 years because of these temporary pleasures. $1 million!
Sep 24, 2018·4 min read
Blogging

I am that early retiree who travels the country

A couple weeks ago, I asked on Twitter about what it's like to write a book. How much time does it take? Does it completely take over your life? Does it actually pay off? I wanted some folks to drop some knowledge on me. Not many people know that I was offered a book deal a couple of years ago. I declined it at the time because I held a full-time job and had no interest in committing to something like that. I didn't really know how much time it would take to write a book, but I assumed it was a
May 11, 2018·3 min read
Guest Posts

Impostor no more! How one Ph.D. engineer bested her impostor syndrome

I am currently a researcher at the Tufts Center for Engineering Education and Outreach. I completed my Ph.D. in mechanical engineering, worked as a product design engineer for Apple, founded my own business, and pursued my research passion combining textiles and electronics. Despite my accomplishments, I often felt like a failure, not believing that I truly belonged in engineering. This is imposter syndrome. [Note from Steve: Fay (a long-time friend of my wife Courtney) reached out to me afte
Mar 7, 2018·7 min read
Guest Posts

Counterpoint: Information technology jobs can be fulfilling

Last week, I read Steve's post “Why are careers in information technology unfulfilling ?” as I too have spent my entire working career in this field. Fact is, I’m still there. I understand the viewpoint presented, yet I also felt there is - or could be, a different perspective. Rather than dumping this entire post into a comment, we decided a separate guest post was better. Let’s jump in. The three main arguments in the
Feb 28, 2018·5 min read
Careers

Why are careers in information technology unfulfilling?

In the personal finance community, we get to read a lot of people's stories about why they chose a path to early retirement (or at least financial independence)...
Feb 21, 2018·8 min read