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budget

Budget August 2015 ~ Over the Ridge

August budget: We are labeling August Over the Ridge(line). We sold the Ridgeline to Steve's brother and we couldn't be happier! We're down to the CTS and the motorcycle and we've decided that's where we are going to stay.
Sep 1, 2015·3 min read
budget

FOOD ~ July 2015

We are over again this month. As I mentioned in the July Budget we had to stock up on some necessary staples such as olive oil, balsamic vinegar, and peanut butter. These supplies should last us a few months. So you'll see that reflected in the Canned Goods area below. Otherwise pretty good month and as always delicious!
Aug 3, 2015·1 min read
budget

Budget July 2015 ~ Glacier National Park

We are labeling July appropriately Glacier National Park month. We knew this month would be spendy since we were going to have to pay for the rest of our hotel, rental car etc for our trip. We only overspent on vacation by less than $60 which isn't too bad.
Aug 3, 2015·2 min read
budget

FOOD ~ June 2015

As you may have seen from the June budget, we went slightly over this month on food. Not too bad considering the haul of farmer fresh produce we got from the farmers market. So no complaints.
Jul 3, 2015·1 min read
budget

Budget June 2015 ~ The Great Camera Switch Out

Ever since we decided that the path for us is out of the rat race and into an early retirement of our choosing, the Mr. and I have been keeping an eye on our finances and scaling down our spending. Neither one of us were complete clowns, but we certainly weren't looking out for our future selves at anywhere near the level we want/need to be. So in comes the budget. Budgets don't work for everyone and in the future it may not be necessary for us but for now it is the way we are buckling down and
Jul 2, 2015·2 min read
How to Save

How my budget failed me big time

I remember when I was a kid, maybe 15 or 16 years old, I wanted a small telescope to play with because I had an interest in astrophotography. This telescope was relatively modest, and I spent several weeks saving up my money to buy it. After all, my parents forced me to have a budget, so I knew exactly how much money I could spend.
Jun 29, 2015·5 min read
budget

FOOD ~ May 2015

As you may have seen from the May budget, we had a rough month budget wise for groceries. We went way way over though made up for most of it using our fun money accounts.
Jun 1, 2015·1 min read
budget

Budget May 2015 ~ What's with all the groceries?!?!

We are labeling May the Month of GROCERIES. We had family in town 4/5 weekends (only 2 of those expected). I hosted book club (which means snacks) and we hosted a Memorial Day BBQ for friends.
Jun 1, 2015·3 min read
budget

Budget April 2015 ~ The Month of Unexpected Expenses

We are labeling April the Month of Unexpected Costs. Nothing serious just a bunch of bills hit us all at once and we had a couple of things we weren't expecting. This biggest of these was a trip to the Emergency Room for some stitches in my foot after a knife fell tip-down into it. Ouch! I'm being more careful about where knives are now and slowly healing. Luckily we have insurance and keep money in the budget for medical/health expenses.
May 2, 2015·4 min read
How to Retire

Planning our retirement by the numbers

I freely admit it. I am a numbers freak. I love spreadsheets. I love lists. I love sitting down and figuring out what ifs. If I were to save an extra $50 a month starting today, what does that mean for … this, that the other thing down the road? It gives me shivers. Total math nerd right here.
Apr 27, 2015·10 min read
budget

Budget March 2015 ~ The Month of Juice

We are labeling March the month of Juice. Why? Because here in Arizona, March is the end of spring/beginning of Summer in terms of temperatures. We've already had a number of days above 90 (though luckily none above 100 yet). Why does that mean juice? Well in the winter, breakfast tends to be oatmeal. It's cheap. It's easy. It's warm. Perfect. However, on a 90-degree day, it's not quite as comforting so we switch to homemade veggie juice for breakfast.
Apr 1, 2015·5 min read
budget

Budget February 2015 ~ The Shortest Month

We spent the entire last week in February in Florida visiting my in-laws and going on an all expenses paid trip to Disney World with Steve's entire side of the family. What this meant for the budget is that we didn't spend a dime of our own money in the last week of February.
Mar 2, 2015·4 min read