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81 Popular Posts.

This study suggests that you're wasting a ton of home space

We don’t use all the living space we think we need. In fact, additional space can drain your money every month! Read on to learn more...

How to avoid lifestyle creep when you’re surrounded by rich people

You’re surrounded by rich people, but you want to avoid lifestyle creep. Read about Melissa's childhood among the 1% and what it taught her.

The truth about extended warranties, and what to do instead

Buy a car, house, or virtually anything expensive, and we usually don't walk out the door without first being hit up for an extended service plan, or warranty. These warranties are sold as a way to "protect our investments", but do they really work? A better question: Do we actually use them? The truth is these extended warranties often do nothing more than serve as a healthy source of commission for your salesperson. Darn near 50% of the cost of warranties are kept by the retailer. The margins

Frugal living: Is life more difficult for those of us who are frugal?

Frugal living isn't about spending less money. Instead, it's about spending money on the right things to squeeze max value out of them.

Why working until 65 is a risky decision: The case for early retirement

There is no question about it - early retirement is a risk. There's no doubt that quitting your full-time source of income are referred to as "calcula

11 things I learned working in corporate America

While at 34 my time working a full-time job in corporate America is slowly drawing to a close, and I will never forget what it has taught me.

Why you should aim for financial independence, even if you don't plan to retire early

Interested in the FIRE movement but not sure about early retirement? Learn about financial independence without focusing on retirement!

My name is Steve, and I just retired at the age of 35

It’s pretty damn surreal right now. I have achieved my ultimate goal. As of this year, I am done with full-time work. Like, “done” done. Unless something absolutely catastrophic happens, I will never set foot in an office again as a member of their full-time work staff. That’s it, and at the age of 35, I’m free. Best damn Christmas gift ever. My 401k is stacked, and now I am free to pursue everything that I’ve always wanted to pursue but felt like I couldn’t due to the amount of time it takes t

100+ minimalist gift ideas for being more frugal

Saving for your financial goals doesn't leave much room to budget for Christmas gifts. Here are 100+ ways to save money during the holidays.

Kill It: Minimalism need not apply

You've heard it time and time again, I bet: Minimalism is where it's at. It's how to declutter and take back control of your life. But, I also don't believe living that small is required to take control of your life. You don't need to be a minimalist.

The pseudo-affluent: If you look rich, you probably aren't

One of my favorite authors, Dr. Thomas Stanley, made the term "pseudo-affluent" popular by arguing that most rich people are covert operators within society. They don't live in high-class neighborhoods, drive expensive cars or wear gold watches. In other words, they don't look rich. Instead, they act and dress just like you and me. They drive Toyota Camrys and Honda Civics, not Porsches and Ferarris. Most have never owned a boat or a second home, are more likely to wear a Timex than a Rolex and

Why your $80,000 car doesn't impress me any longer

Most wealthy people tend not to drive around in expensive cars. This is why they are wealthy. The majority of research finds that expensive luxury cars are owned by those with higher levels of income, not necessarily by those who are "wealthy", or rich. So, your stupid expensive car just doesn't impress me.